The BIG E's to Financial Freedom: EDUCATION, EXECUTION, ENTREPRENEURSHIP

For more than 10 years, we were struggling financially despite the good income we get from working on a big position for big companies.

We had 7 credit cards that were all maxed out totaling more than 1.5M in debts.

3 of 4 children are still in school and we had a total responsibility of more than 500k/year on their education.

I remember those days that I was praying very hard to get a raise but the year 2008 to 2009 were not good years for most companies. In fact I got laid off from my job January of 2009.

I was lucky, yes lucky in spite of all the struggles I got fired from my job for it made me realize I could not rely forever in my JOB. I was blessed that before I got laid off from my Job, I was already am Financially EDUCATED, and was EXECUTING what I learned. I gained FINANCIAL WISDOM thru IMG.

It was a blessing that I got fired for I was able to devote time in pursuing another career in IMG introduced to us by Bro Bo Sanchez. I no longer have a JOB but I was transformed into an ENTREPRENEUR in the Financial Industry. In just 5 years we were totally out of our Debts and we started earn even more than what we got from our 8-5 jobs. The financial WISDOM we obtained led us to FINANCIAL FREEDOM!

This is what Bro Bo has to say about us: https://youtu.be/OPRel3PoXMY

Now, as our way of giving back for all the blessings we receive, we go all over the Philippines and all over the World to conduct FREE FINANCIAL LITERACY SEMINARS. Yes, you read it right. We do it for FREE! No obligation on your part. It is our MISSION to help families achieve FINANCIAL FREEDOM that we experience today because of the Financial Concepts we Learned and Applied in our own financial life.

So I encourage you. Come to our FREE FINANCIAL COACHING SESSION happening all over the World. In fact we are going to conduct one on May 13 here in Sydney Australia. Check this: [https://forms.gle/2tRAjT5Gb3rY7THk7]

Just contact us to get REGISTERED. You may even be Qualified for a FREE PERSONAL ACCIDENT INSURANCE.


Benj Santiago
Founder and Head Coach
#TrulyRichMakers


TRM IMG Members
Bo Sanchez' Wealth Circle Mentors Benj and Fely
Truly Rich Makers
AMD/AMKOR GROUP OF
OSEP FAMILY - ONCE a HOME
Debt Destroyers
RA CM
Marvin E. Estrella
Mia Atienza Parada
Ellen Dayrit Torralba
Khervy Barbon Reyes
Libiran Rezzie
Robert Manlapaz

Paano Aahon sa UTANG?!

Tambak sa Utang. Nawalan pa ng trabaho. Ang laki ng responsibility.
Meron bang PAGASA?
Sa IMG Meron.

iJuander: Mag-asawang dating baon sa utang, yayamanin na ngayon!
GMA 7 IJuander YouTube Story of Benj and FELY Santiago

https://m.youtube.com/watch?feature=youtu.be&v=OwKxwLCIu2c

Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

Check this for more details: https://bit.ly/LinkBioFely


Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS

Do You Know?

I had been insuring my cars, properties, and getting travel insurance for more than 25 years and in those years I have realized that I could have saved hundreds of thousands of pesos if only i had been a member of IMG. Because in IMG we become the broker for all our financial services needs.

It can save you too if you have HMO for your family and your house helps and employees if you have a company. You can even enjoy discounts in purchasing your own car/SUV , CONDO, House and Lot, Memorial lots. Almost everything.

Not only life, non-life, HMO but all the needs we have from “WOMB to TOMB”!

Join us and enjoy the unimaginable advantage of being an IMG Member.

And wait there’s more. In IMG our primary motivation is to help you and your families achieve financial freedom. On a bigger scale, we want to contribute in building a nation where there are 30M Financially Literate and Financially Free Filipinos by 2030.

Kaya, Attend our Free Financial Coaching!
Click this : bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !
Register here: https://forms.gle/mXQadtMaqoXzXVjN8

Click this for more details https://bit.ly/LinkBioFely


Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS

#TrulyRichMakers

Kahit Sino Ka Pa, Ang IMG Para Sa Iyo. Para Sa Ating Lahat

Kami ni Fely parehong Engineers at mga Managers. 

Sila Malvin and Matin Leano mga High School Graduates at Factory Workers. 

Si Mam Ginalyn and sir Rey Labrado mga factory workers. 

At sila James and Jocelyn mga Medical Doctors. 

Iba Iba ang aming propesyon before IMG. Maraming DH, OFWs all over the World. 

Pero dito sa IMG namin nakita ang aming “IKIGAI”!

Kung gusto ninyo pang matuto papaano namin nakita ang ganda ng IMG Advocacy 

kilos na po tayo. 

Attend our Free Financial Coaching! 

bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay ! 

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

Or CLICK this for more information https://bit.ly/LinkBioFely

Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS

#TrulyRichMakers

PS: You may even qualify for a FREE PERSONAL ACCIDENT INSURANCE.

Gusto mo Mag Invest ng Tama?

Sa IMG tuturuan ka mag save at mag invest. Gusto mo? Yan ang tanong. 

Kadalasan Ang sagot “tsaka na lang”. Wala pa raw pera. 

Eh kaya nga tuturuan ka eh. Para magkaroon ka ng ipon na pera para may ma invest ka. 

Kasi dapat matuto ka muna. At para matuto, mag paturo ka. Alam na alam ko yan dahil ganyan din ako mag isip dati. Buti na lang talaga nabago ako ng IMG!

Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay ! 

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

https://bit.ly/LinkBioFely

Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS

#TrulyRichMakers

Why Do Most People Fail In Their Financial Life?

“I remember it vividly…

When I was nine years old, in the fourth grade, I raised my hand and asked my teacher, “When will we learn about money?”

 

The question seemed to take my teacher by surprise. I sensed my question was out of place. Was a question about money inappropriate in a classroom? Sputtering and a bit indignant, she answered my question stating, “Money is not a subject taught in school.” 

 

“Why not?” I asked. “Why am I in school?” I asked.

 

“To get a good job.” She replied.

 

“But don’t I want a job. I want to be rich.”

 

“No. You’re in school to get a good education so you can get a job and earn money.” she replied tersely, turning and walking away.

 

“But if I do not learn about money in school, when will I learn about money?”

 

She had crossed to the other side of the room, attending to another student. “Why don’t you ask your dad.” She replied, glancing over her shoulder. He’s my boss. He should have the answer you are looking for.

 

My dad was the Superintendent of Education for the Island of Hawaii. For those not familiar with Hawaii, there is the State of Hawaii and the Island of Hawaii. At the time, my dad was the Superintendent of the Island of Hawaii. Later, he would rise to become Superintendent of the State of Hawaii.

 

Confident my dad would have the answer, I went home and asked him the same question and received the same answer. Money is not a subject taught in school. My dad said, “The government tells us what we can and cannot teach. Money is a subject we cannot teach.”

 

When I asked, “Why?” He simply said, “I do not know.”

 

And this is where the story of rich dad poor dad begins. 

My poor dad, being a great teacher, recommended I talk to my best friend’s father saying, “I’m a government employee. Your best friend’s father is an entrepreneur. I think he may have the answers you are looking for.”

 

From the age of nine, till my thirties, my rich dad was my teacher, mentor, coach, and guide to my future. If not for my rich dad, I suspect, I would have wound up a highly educated poor man, much like my real dad.

Be careful who you learn from.

It makes all the difference.”

Robert Kiyosaki

I am sure we all can relate to this story of Robert. We all learned the same way. I am glad I still had a chance even at age 51 to change the course of my financial life through proper financial education I got from IMG. 

Check this out : https://bit.ly/LinkBioFely

Register for our free financial coaching. 

Kaya, Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay ! 

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

https://bit.ly/LinkBioFely

Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS

#TrulyRichMakers

#TRMLevelUpin2023

Alam ko Gusto mo ng Magandang Buhay During Retirement

Ang dami gustong magkaroon ng Magandang buhay para sa kanilang buong pamilya. Pero Kahit Anong kayod ang gawin kulang pa rin. 

At masaklap tambak sa utang. At lalong sobra pa sa masaklap nagbawas ng tao sa pabrika na pinagtatrabahuhan. Nasibak pa sa kompanya. Kawawa. 

Alam ko yan Kasi yan ang nangyari sa akin nuong 2009! 

Kaya laking pasasalamat ko sa Diyos dahil na punta kami sa financial coaching ni Bro Bo Sanchez at doon narinig namin ang tamang daan tungo sa paghawak ng pera at paano magkaroon ng dagdag kita. 

And as they say, “the rest is history”! 

Ngayon po sa awa at biyaya ni Lord kami ay may napakasayang retirement. Nagagawa namin ang gusto namin. Walang utang. Sobra sa sapat ang patuloy na kita Kahit seniors na. At para pasasalamat kay Lord, patuloy kami sa aming misyon na turuan ang gustong makaahon sa hirap ng buhay. 

Kaya, Attend our Free Financial Coaching! Message me now.

Tara na. Aral na tayo sabay sabay ! 

Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS

#TrulyRichMakers

@Truly Rich Makers

What to Look for A HealthCare? Ano ba yang Long Term HealthCare?

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. 

The Truly Rich Makers is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance. 

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)

This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam

✔️- Free Dental Benefits

✔️- Waiver of Installment due to death

✔️- Waiver of Installment due to disability

✔️- Basic Medical Benefits

✔️- Member’s choice of room and board

✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan) 

⭐️2. Extended Period (13years)

Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)

Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 😃

Avail your Kaiser Healthcare now for you and for your family!

#KaiserHealthcareProtection

To know more , attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay ! 

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

https://bit.ly/LinkBioFely

Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS

#TrulyRichMakers

Bakit Kailangan Ng Tamang Kaalaman Ukol sa Pera?

Ang dami gustong magkaroon ng Magandang buhay para sa kanilang buong pamilya. Pero Kahit Anong kayod ang gawin kulang pa rin. 

At masaklap tambak sa utang. At lalong sobra pa sa masaklap nagbawas ng tao sa pabrika na pinagtatrabahuhan. Nasibak pa sa kompanya. Kawawa. 

Alam ko yan Kasi yan ang nagyari sa akin nuong 2009! Kaya laking pasasalamat ko sa Diyos dahil na punta kami sa financial coaching ni Bro Bo Sanchez at doon narinig namin ang tamang daan tungo sa paghawak ng pera at paano magkaroon ng dagdag kita. 

And as they say, “the rest is history”! 

Ngayon po sa awa at biyaya ni Lord kami ay may napakasayang retirement. Nagagawa namin ang gusto namin. Walang utang. Sobra sa sapat ang patuloy na kita Kahit seniors na. 

At para pasasalamat kay Lord, patuloy kami sa aming misyon na turuan ang gustong makaahon sa hirap ng buhay. Kaya, Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar 

Tara na. Aral na tayo sabay sabay ! Register here: https://forms.gle/mXQadtMaqoXzXVjN8 

https://bit.ly/LinkBioFely 

Benj Fely Santiago 

Founder and Head Coaches 

Truly Rich Makers 

Authors of DEBT DESTROYERS 

 #TrulyRichMakers