I want all the good people of this world to be truly rich...not just millionaires but truly happy billionaires... and the Bible tells us how....
Proverbs 22:13 is very clear that we need to be good... and to good you have to be wise.. and to be wise simply is to acquire knowledge.
" To have knowledge, you must have reverence for the Lord. Stupid people have no respect for wisdom and refuse to learn." Prov 1:7 So the very first step in accumulating wealth is really to have reverence to the Lord. Now, the question is, how do we show reverence to the Lord? Reverence to anyone is shown by respect and obedience. Obedience to His Laws. And the Law of the Lord as stated in the Ten Commandments can be summarized into one word...LOVE.
Love the Lord with all our heart, mind and soul ... and love our neighbors as we love ourselves.
If we accumulate wealth but not out of reverence to the Lord, and not by obeying His Laws, we will be chasing the wind. We wont be happy billionaires. But if we anchor our desire to leave inheritance to our grandchildren on LOVE, then we will truly be happy billionaires.
God bless!
Thursday, August 26, 2010
Sunday, August 15, 2010
Ten Traits That Make You Rich...by Jeffrey Strain As Commented by Benj & Fely Santiago
Saving money isn't all about whether or not you know how to score screaming bargains. It's not SAVING because you bought it on SALE..:(
It has more to do with your ATTITUDE toward money.
Just think of those who don't fit the filthy-rich stereotype. People like Warren Buffett.
As explained in the book The Millionaire Next Door by Thomas J. Stanley and William D. Danko, personal finance has as much to do with people's traits as it does with money. Many millionaires, in fact, have frugal ways.
Understanding how personal traits can influence your finances is an essential ingredient for building wealth.
Here are 10 key traits:
1. Patience
Patience is one of the most important traits when it comes to saving money.
This means waiting until the first wave of product hype has passed, keeping a car for an extra few years before getting another one and waiting until something you want fits into your budget instead of putting it on credit.
Patience is often the difference between creating savings and being in debt. Having the patience to wait until you find a good deal is a cornerstone of good finances.
Or patience to wait for your money to grow..and just continue to save and invest now..it's not a GET_RICH QUICK mindset...Investing in MUTUAL FUNDS will take time to grow and compound. On the LONG TERM, MUTUAL FUNDS investing with right patience will prepare for your future needs...
2. Satisfaction
When you're satisfied, there is no reason to spend money on non-essentials. The sole purpose of commercials is to make you believe that buying a product or service will make you happier, wealthier, better looking or improve whatever isn't bringing you satisfaction.
People spend because they want to capture the excitement shown in advertisements. When you are satisfied with what you have and your life (not trying to live like those on TV), your finances will be in a lot better shape.
Live a SIMPLE lifestyle..spend only for your NEEDS and not WANTS if it's beyond your BUDGET..but if you SPEND and it's still within 70% of your income, then by all MEANS buy what you WANT and ENJOY it!! SAVE and INVEST 20% minimum to your HEALTH-CARE PROTECTION and to your MUTUAL FUNDS...
3. Organization
Being organized can make you more productive and ensure that all the many issues pertaining to personal finances are addressed.
It means not paying late fees, not buying two of everything, knowing deadlines that can affect your finances and getting more done in less time. All these can greatly benefit your finances.
Have your regular financial check up so you can ensure you cover all the many obligations in timely manner to avoid penalties which further drains your resources. Making a simple tracking system will enable you to execute this.
4. Discipline
You need the DISCIPLINE to continue to save money for specific, long-term goals every month.
Personal finance isn't a way to get rich quick, but is a disciplined execution of your lifetime plans.
This is definitely something you need to acquire for yourself. This cannot be handed down to you, nor be learned from seminars. Discipline comes from within and is acquired by practicing what you believe in. In personal finance, it is continually doing what you want and need to do to achieve your goal no matter what others do. Investing in MUTUAL FUNDS requires this a lot. MUTUAL FUNDS are internally dictated and thus this is where discipline comes in. MUTUAL FUNDS investing must be done regularly on a disciplined manner..
5. Reflectiveness
It's important to be able to look at your financial decisions and reflect on their results.
You're going to make financial mistakes. Everyone does.
The key is to learn from those mistakes so you don't make them again, or recognize if you keep repeating them.
But don't be imprisoned by your Fear of making mistakes or failures that you don't do something anymore! Have a BIAS for ACTION! Have the COURAGE to apply what your LEARN!! Some of us who invest on MUTUAL FUNDS have no fear....
6. Creativity
The economy and our earnings don't always match our expectations.
Unexpected developments wreak havoc to elaborate financial plans. When this happens, changes are needed to deal with the new circumstances. Creativity is essential to accomplish this.
Creativity allows you to make something last longer rather than purchasing it when you don't have the money. It means juggling money to stay out of debt rather than simply paying with a credit card. It means finding a cheaper alternative when money is tight.
In these ways, creativity plays a large role in keeping finances in order.
Emergency Funds is the ultimate solution to unexpected financial situations, The lack of emergency funds will necessitate the need for Creativity. However, creativity can also be the key to building your emergency funds. Alternative cost reduction moves is generated by creativity.
7. Curiosity
Having curiosity helps you learn, study and improve yourself.
The curiosity of wanting to know more, to take the time to study and then take what is learned and put into practice is an important process that is driven by curiosity.
Keep on LEARNING...be your own FINANCIAL EXPERT! .this is one of your privileges as IMG members..the learning never stops..attend our Wealth Academy Series every Mon, Wed 7pm, Sat 2pm in Makati or the Business School with our own President/CEO every Fri 7pm or the Product Trainings every Sat morning or 3rd Sun...
As a child, we were curious , that is why we amassed so much information. But we lose this curiosity as grow older. This should not be the case. Life is a continuing education. There is so much to discover especially in the field of finances.
Learn how to invest on MUTUAL FUNDS, on STOCKS , and you can have this opportunity at IMG- International Marketing Group.
8. Risk-Taking
To build wealth, one needs to be willing to TAKE RISKS. This doesn't mean un-calculated risks. It means weighing all the options and taking calculated risks when appropriate.
The stock market has risks involved, but over the long term, history shows that it provides good returns on money that is invested wisely. Those who fear risk altogether end up saving money in accounts that likely lose money to inflation in the long run.
Again EDUCATE yourself so you minimize or mitigate the risks.. Attend our IMG trainings..It's FREE! You've PAID for it already!
Risk is also mitigated if you invest on MUTUAL FUNDS as this is a diversified investment. If you have high capacity to take risks...invest on STOCKS... but before you do anything of both make sure you are PROTECTED... you are INSURED...
9. Goal-Oriented
The importance of setting and working toward goals is obvious. If you don't know where you are going, it's difficult to get there. It helps your personal finances immensely if you have money goals and are motivated to reach the goals that you have set for yourself.
Those who lack goals don't have a road map to take them to the financial destination they want.
People who starts to decay and begins to lose hope are those who no longer see their dreams or goals. This is the type of person who always say "we will never make it" .... and believe me... he will never will. Keep you eyes focused on your Big Dreams. Once you achieve it, aim for a higher one...and our ultimate Goal is to be Truly Rich so we can give more to God, and help more people in return.
Set your investment goals and put your savings on MUTUAL FUNDS and STOCKS for your Long Term Goals.
10. Hard- and Smart-Working:
Creating wealth and staying out of debt rarely comes about without a lot of hard work.
Many people might hope that the lottery will solve all their financial problems. Your chances of winning the LOTTO is 1:5.5M!! it's like being hit by a LIGHTNING TWICE in the SAME PLACE!! The true path to financial freedom, however, is to work hard to earn money while educating yourself to continue to have more value and increase your salary.
You may not possess all of the above traits. But knowing them can help you make changes so that you nourish the ones that you have and obtain the ones you're missing.
Ultimately they will help you with your personal finances and create a plan to accumulate the wealth you desire.
In IMG we not only teach you how to manage your finances, how to properly protect yourself and your assets, how to save and invest on MUTUAL FUNDS, but we also help your change your ATTITUDE, your mindset about building wealth! It's FINANCIAL LITERACY and DISCIPLINE!!
IMG also help us build our CHARACTER...to be STRONG, to stay POSITIVE even when we face rejection, "persecution", when other people despise us for what we do or even DOUBT our GOOD INTENTIONS! No PAIN no GAIN!
But the MISSION continues..JOIN..OWN..SHARE!!....HELP CREATE WEALTH FOR FAMILIES!!!
Let us MOVE PEOPLE from SPENDER -- to SAVER -- to INVESTOR -- to ENTREPRENEUR..from ACTIVE to PASSIVE INCOME!!
Help create HAPPY MILLIONAIRES! Be TRULY RICH MAKERS!!
We want to be RICH so we can GIVE MORE to GOD and to OTHERS!!
It has more to do with your ATTITUDE toward money.
Just think of those who don't fit the filthy-rich stereotype. People like Warren Buffett.
As explained in the book The Millionaire Next Door by Thomas J. Stanley and William D. Danko, personal finance has as much to do with people's traits as it does with money. Many millionaires, in fact, have frugal ways.
Understanding how personal traits can influence your finances is an essential ingredient for building wealth.
Here are 10 key traits:
1. Patience
Patience is one of the most important traits when it comes to saving money.
This means waiting until the first wave of product hype has passed, keeping a car for an extra few years before getting another one and waiting until something you want fits into your budget instead of putting it on credit.
Patience is often the difference between creating savings and being in debt. Having the patience to wait until you find a good deal is a cornerstone of good finances.
Or patience to wait for your money to grow..and just continue to save and invest now..it's not a GET_RICH QUICK mindset...Investing in MUTUAL FUNDS will take time to grow and compound. On the LONG TERM, MUTUAL FUNDS investing with right patience will prepare for your future needs...
2. Satisfaction
When you're satisfied, there is no reason to spend money on non-essentials. The sole purpose of commercials is to make you believe that buying a product or service will make you happier, wealthier, better looking or improve whatever isn't bringing you satisfaction.
People spend because they want to capture the excitement shown in advertisements. When you are satisfied with what you have and your life (not trying to live like those on TV), your finances will be in a lot better shape.
Live a SIMPLE lifestyle..spend only for your NEEDS and not WANTS if it's beyond your BUDGET..but if you SPEND and it's still within 70% of your income, then by all MEANS buy what you WANT and ENJOY it!! SAVE and INVEST 20% minimum to your HEALTH-CARE PROTECTION and to your MUTUAL FUNDS...
3. Organization
Being organized can make you more productive and ensure that all the many issues pertaining to personal finances are addressed.
It means not paying late fees, not buying two of everything, knowing deadlines that can affect your finances and getting more done in less time. All these can greatly benefit your finances.
Have your regular financial check up so you can ensure you cover all the many obligations in timely manner to avoid penalties which further drains your resources. Making a simple tracking system will enable you to execute this.
4. Discipline
You need the DISCIPLINE to continue to save money for specific, long-term goals every month.
Personal finance isn't a way to get rich quick, but is a disciplined execution of your lifetime plans.
This is definitely something you need to acquire for yourself. This cannot be handed down to you, nor be learned from seminars. Discipline comes from within and is acquired by practicing what you believe in. In personal finance, it is continually doing what you want and need to do to achieve your goal no matter what others do. Investing in MUTUAL FUNDS requires this a lot. MUTUAL FUNDS are internally dictated and thus this is where discipline comes in. MUTUAL FUNDS investing must be done regularly on a disciplined manner..
5. Reflectiveness
It's important to be able to look at your financial decisions and reflect on their results.
You're going to make financial mistakes. Everyone does.
The key is to learn from those mistakes so you don't make them again, or recognize if you keep repeating them.
But don't be imprisoned by your Fear of making mistakes or failures that you don't do something anymore! Have a BIAS for ACTION! Have the COURAGE to apply what your LEARN!! Some of us who invest on MUTUAL FUNDS have no fear....
6. Creativity
The economy and our earnings don't always match our expectations.
Unexpected developments wreak havoc to elaborate financial plans. When this happens, changes are needed to deal with the new circumstances. Creativity is essential to accomplish this.
Creativity allows you to make something last longer rather than purchasing it when you don't have the money. It means juggling money to stay out of debt rather than simply paying with a credit card. It means finding a cheaper alternative when money is tight.
In these ways, creativity plays a large role in keeping finances in order.
Emergency Funds is the ultimate solution to unexpected financial situations, The lack of emergency funds will necessitate the need for Creativity. However, creativity can also be the key to building your emergency funds. Alternative cost reduction moves is generated by creativity.
7. Curiosity
Having curiosity helps you learn, study and improve yourself.
The curiosity of wanting to know more, to take the time to study and then take what is learned and put into practice is an important process that is driven by curiosity.
Keep on LEARNING...be your own FINANCIAL EXPERT! .this is one of your privileges as IMG members..the learning never stops..attend our Wealth Academy Series every Mon, Wed 7pm, Sat 2pm in Makati or the Business School with our own President/CEO every Fri 7pm or the Product Trainings every Sat morning or 3rd Sun...
As a child, we were curious , that is why we amassed so much information. But we lose this curiosity as grow older. This should not be the case. Life is a continuing education. There is so much to discover especially in the field of finances.
Learn how to invest on MUTUAL FUNDS, on STOCKS , and you can have this opportunity at IMG- International Marketing Group.
8. Risk-Taking
To build wealth, one needs to be willing to TAKE RISKS. This doesn't mean un-calculated risks. It means weighing all the options and taking calculated risks when appropriate.
The stock market has risks involved, but over the long term, history shows that it provides good returns on money that is invested wisely. Those who fear risk altogether end up saving money in accounts that likely lose money to inflation in the long run.
Again EDUCATE yourself so you minimize or mitigate the risks.. Attend our IMG trainings..It's FREE! You've PAID for it already!
Risk is also mitigated if you invest on MUTUAL FUNDS as this is a diversified investment. If you have high capacity to take risks...invest on STOCKS... but before you do anything of both make sure you are PROTECTED... you are INSURED...
9. Goal-Oriented
The importance of setting and working toward goals is obvious. If you don't know where you are going, it's difficult to get there. It helps your personal finances immensely if you have money goals and are motivated to reach the goals that you have set for yourself.
Those who lack goals don't have a road map to take them to the financial destination they want.
People who starts to decay and begins to lose hope are those who no longer see their dreams or goals. This is the type of person who always say "we will never make it" .... and believe me... he will never will. Keep you eyes focused on your Big Dreams. Once you achieve it, aim for a higher one...and our ultimate Goal is to be Truly Rich so we can give more to God, and help more people in return.
Set your investment goals and put your savings on MUTUAL FUNDS and STOCKS for your Long Term Goals.
10. Hard- and Smart-Working:
Creating wealth and staying out of debt rarely comes about without a lot of hard work.
Many people might hope that the lottery will solve all their financial problems. Your chances of winning the LOTTO is 1:5.5M!! it's like being hit by a LIGHTNING TWICE in the SAME PLACE!! The true path to financial freedom, however, is to work hard to earn money while educating yourself to continue to have more value and increase your salary.
You may not possess all of the above traits. But knowing them can help you make changes so that you nourish the ones that you have and obtain the ones you're missing.
Ultimately they will help you with your personal finances and create a plan to accumulate the wealth you desire.
In IMG we not only teach you how to manage your finances, how to properly protect yourself and your assets, how to save and invest on MUTUAL FUNDS, but we also help your change your ATTITUDE, your mindset about building wealth! It's FINANCIAL LITERACY and DISCIPLINE!!
IMG also help us build our CHARACTER...to be STRONG, to stay POSITIVE even when we face rejection, "persecution", when other people despise us for what we do or even DOUBT our GOOD INTENTIONS! No PAIN no GAIN!
But the MISSION continues..JOIN..OWN..SHARE!!....HELP CREATE WEALTH FOR FAMILIES!!!
Let us MOVE PEOPLE from SPENDER -- to SAVER -- to INVESTOR -- to ENTREPRENEUR..from ACTIVE to PASSIVE INCOME!!
Help create HAPPY MILLIONAIRES! Be TRULY RICH MAKERS!!
We want to be RICH so we can GIVE MORE to GOD and to OTHERS!!
Tuesday, August 10, 2010
The first T to Give is TIME....
Give your All and you'll be blessed. All of your 3 T's: TIME , TREASURE and TALENTS...
Last week Bro Bo expounded on giving TIME to what you want to do, and need to do. " Give your 10,000 hours on what you want to excel in and you'll unleash the power in you".
This is very much applicable to any thing we get ourselves into. Be it sports, business, studies, skills, whatever. Look at the likes of Tiger Woods, Manny Pacquiao, Lea Salonga, and you will find out they had poured out more than 10,000 hours practicing , polishing, and perfecting their craft and they are super successful...agree?.. Same with investing in MUTUAL FUNDS and STOCKS... you have to give it time too....for your money to compound and grow big..
It is definitely the same with Building and Creating Wealth for your future though MUTUAL FUNDS and STOCKS Investing. You need to give your STOCKS and MUTUAL FUNDS time. You must ensure you pour time to learn the rudiments of investing on MUTUAL FUNDS and STOCKS, and on IMG business. You need to spend time building your team, encouraging, empowering and exciting them to do their best.
Everyone has equal time opportunity, and the rich people use time to the fullest in honing their capabilities and in creating wealth through MUTUAL FUNDS and STOCKS investing. Poor people waste their time, and spend it on useless activities instead of giving it to themselves to unleash the power within them.
Be rich, or better yet...be super rich, and be a blessing to others... Spend your 10,000 to your dreams....
God bless!
Last week Bro Bo expounded on giving TIME to what you want to do, and need to do. " Give your 10,000 hours on what you want to excel in and you'll unleash the power in you".
This is very much applicable to any thing we get ourselves into. Be it sports, business, studies, skills, whatever. Look at the likes of Tiger Woods, Manny Pacquiao, Lea Salonga, and you will find out they had poured out more than 10,000 hours practicing , polishing, and perfecting their craft and they are super successful...agree?.. Same with investing in MUTUAL FUNDS and STOCKS... you have to give it time too....for your money to compound and grow big..
It is definitely the same with Building and Creating Wealth for your future though MUTUAL FUNDS and STOCKS Investing. You need to give your STOCKS and MUTUAL FUNDS time. You must ensure you pour time to learn the rudiments of investing on MUTUAL FUNDS and STOCKS, and on IMG business. You need to spend time building your team, encouraging, empowering and exciting them to do their best.
Everyone has equal time opportunity, and the rich people use time to the fullest in honing their capabilities and in creating wealth through MUTUAL FUNDS and STOCKS investing. Poor people waste their time, and spend it on useless activities instead of giving it to themselves to unleash the power within them.
Be rich, or better yet...be super rich, and be a blessing to others... Spend your 10,000 to your dreams....
God bless!
Wednesday, August 4, 2010
Getting out of Debt in America..
This is a re-posted news update from WFG- USA , the mother company of IMG in the Philippines.
Our mission to help people get out of debts is worldwide as evidenced by this. Instead of accumulating debts, we want you to accumulate assets, wealth through MUTUAL FUNDS and STOCKS investing...
Read on and be informed and educated so you don't get into the debt trap. And if you are already in it, this will tell you how our company can help you....
WFG Partners,
It was wonderful to see many of you at the Convention of Champions at the MGM in Las Vegas! Thank you for stopping by our booth if you had the opportunity to do so. We are receiving a lot of valuable feedback from Associates that we will be implementing in the months ahead and have already signed up many offices for trainings. It has been another fantastic Convention!
We have two general webinars this month, and if you have not had the chance to participate in one of our training sessions, please register. Both registration links are in this newsletter with further details. If you are unable to join us on a live Webinar, we also now have a recorded webinar on our website at www.wfg.debtmerica.com. Our website also has many resources to assist you including marketing materials, product guides and referral information.
The first article highlighted in this newsletter discusses the increase in credit card debt, despite numbers showing a decrease in delinquencies. A new report in the Wall Street Journal finds the unthinkable is happening: despite joblessness rates remaining high, collectors, who usually do the squeezing, are getting squeezed a bit themselves. Credit card companies are writing off long-delinquent debt as money they will never collect, and doing so in very large amounts.
The next article details how more consumers are turning to experts for debt management plans in aiding them in their battle against unsecured debt. The U.S. Consumer Study on Debt reveals that 5.13 million consumers have enrolled in such services, and The Association of Settlement Companies (TASC) reported their industry helped settle more than $1 billion in consumer debt last year. Just as high unemployment rates, deflated home values, rising gas prices and an economic recession have driven up consumer debt levels, so too have tightening credit markets and a strict regulatory environment limited many forms of debt relief for Americans. Most consumers today must turn to either credit counseling or debt settlement as the only viable ways to resolve high debt levels, if they are working to avoid bankruptcy.
Our third article talks about two senators who do not feel the new Federal Reserve rules on credit card companies are strong enough. The senators say that even with the new rules going into effect on August 22nd, that consumers can still get hit with double or triple the interest rate when they fall behind on their payments. With the help of these senators, more protection would hopefully umbrella consumers from creditors.
And lastly, our fourth article gives helpful tips on how to finance college without taking on heaps of debt, and it emphasizes avoiding credit card debt in particular. From choosing a better fitted university in your budget, to getting help from the federal government, or seeking out the plethora of scholarships available to you – there are great suggestions. Don't believe that a credit card with high interest rates is the only way to get you through. There are various financing options for students out there, and you just have go out and seek them.
We appreciate your partnership and will continue to help your clients reach financial freedom!
Sincerely,
Your Debtmerica Relief Team
Credit Card Debt Getting Worse, Despite Numbers
All the latest numbers make it look like a success story. Credit card debt and delinquencies have declined in recent months, and experts hail these numbers as a sign that Americans are pulling themselves out of financial trouble.
Read More »
More Consumers Choosing Debt Settlement and Consolidation
More and more Americans are finding themselves deeply in debt and looking for a way out. They are turning in greater numbers to experts that can help them consolidate, manage or settle that debt.
Read More »
Two Senators Push for Greater Protection from the FED on Credit Card Debt
In recent months, many consumers may have found themselves hit with penalty rates and fees for a late payment, which has only added to their ever-mounting credit card debt. And while new Federal Reserve rules will soon be enacted to help alleviate the problem, two U.S. senators say they don't go far enough.
Read More »
How to Finance College Without Drowning in Debt
As any consumer who has tried to pay their own or someone else's way through higher education can attest, getting a degree is expensive.
Read More »
Credit Card Debt Relief Programs:
If you are experiencing a financial or personal hardship that is preventing you from paying your bills, please Read More »
Our mission to help people get out of debts is worldwide as evidenced by this. Instead of accumulating debts, we want you to accumulate assets, wealth through MUTUAL FUNDS and STOCKS investing...
Read on and be informed and educated so you don't get into the debt trap. And if you are already in it, this will tell you how our company can help you....
WFG Partners,
It was wonderful to see many of you at the Convention of Champions at the MGM in Las Vegas! Thank you for stopping by our booth if you had the opportunity to do so. We are receiving a lot of valuable feedback from Associates that we will be implementing in the months ahead and have already signed up many offices for trainings. It has been another fantastic Convention!
We have two general webinars this month, and if you have not had the chance to participate in one of our training sessions, please register. Both registration links are in this newsletter with further details. If you are unable to join us on a live Webinar, we also now have a recorded webinar on our website at www.wfg.debtmerica.com. Our website also has many resources to assist you including marketing materials, product guides and referral information.
The first article highlighted in this newsletter discusses the increase in credit card debt, despite numbers showing a decrease in delinquencies. A new report in the Wall Street Journal finds the unthinkable is happening: despite joblessness rates remaining high, collectors, who usually do the squeezing, are getting squeezed a bit themselves. Credit card companies are writing off long-delinquent debt as money they will never collect, and doing so in very large amounts.
The next article details how more consumers are turning to experts for debt management plans in aiding them in their battle against unsecured debt. The U.S. Consumer Study on Debt reveals that 5.13 million consumers have enrolled in such services, and The Association of Settlement Companies (TASC) reported their industry helped settle more than $1 billion in consumer debt last year. Just as high unemployment rates, deflated home values, rising gas prices and an economic recession have driven up consumer debt levels, so too have tightening credit markets and a strict regulatory environment limited many forms of debt relief for Americans. Most consumers today must turn to either credit counseling or debt settlement as the only viable ways to resolve high debt levels, if they are working to avoid bankruptcy.
Our third article talks about two senators who do not feel the new Federal Reserve rules on credit card companies are strong enough. The senators say that even with the new rules going into effect on August 22nd, that consumers can still get hit with double or triple the interest rate when they fall behind on their payments. With the help of these senators, more protection would hopefully umbrella consumers from creditors.
And lastly, our fourth article gives helpful tips on how to finance college without taking on heaps of debt, and it emphasizes avoiding credit card debt in particular. From choosing a better fitted university in your budget, to getting help from the federal government, or seeking out the plethora of scholarships available to you – there are great suggestions. Don't believe that a credit card with high interest rates is the only way to get you through. There are various financing options for students out there, and you just have go out and seek them.
We appreciate your partnership and will continue to help your clients reach financial freedom!
Sincerely,
Your Debtmerica Relief Team
Credit Card Debt Getting Worse, Despite Numbers
All the latest numbers make it look like a success story. Credit card debt and delinquencies have declined in recent months, and experts hail these numbers as a sign that Americans are pulling themselves out of financial trouble.
Read More »
More Consumers Choosing Debt Settlement and Consolidation
More and more Americans are finding themselves deeply in debt and looking for a way out. They are turning in greater numbers to experts that can help them consolidate, manage or settle that debt.
Read More »
Two Senators Push for Greater Protection from the FED on Credit Card Debt
In recent months, many consumers may have found themselves hit with penalty rates and fees for a late payment, which has only added to their ever-mounting credit card debt. And while new Federal Reserve rules will soon be enacted to help alleviate the problem, two U.S. senators say they don't go far enough.
Read More »
How to Finance College Without Drowning in Debt
As any consumer who has tried to pay their own or someone else's way through higher education can attest, getting a degree is expensive.
Read More »
Credit Card Debt Relief Programs:
If you are experiencing a financial or personal hardship that is preventing you from paying your bills, please Read More »
Sunday, August 1, 2010
Give Your All for a BIG Return!
Last Sunday , Bro Bo started a new series which he aptly entitled T3: Talents , Treasure and Time.
He challenges us to give our all on this T3. I find it really inspiring and really compels me to give my 110% in all that I do. I look back a the times I have given my more than 100% and the results indeed are super.
And you know what? It applies to all aspects of our life. Be it our personal relationships, our job, our business, and our relationship with the LORD our God! .
The principle of giving , and the secret to abundance is the mindset of abundance and trust in the Lord. If we give, we create a vacuum, a space that will allow the Lord our God Almighty to fill up with His better and bigger blessings.
To who we should give first? Of course give the best part of our harvest first to the LORD who supplies all things... He actually do not need anything from us. He is just allowing us to open our hearts and palms as we give to receive more blessings from Him that all blessings come from.
Then we give to ourselves. We must reward ourselves first at least 20% of our "harvest", of what we earned. And we invest this to earn more by putting it into MUTUAL FUNDS, or STOCKS.
In the aspect of relationships , especially with my wife, it is really the secret formula to keep the marriage in super dooper condition for it will always be 100% complete even if one fails to give because both of us will be giving our 100% and there will always be a reserve in case one of us fails to contribute our 100%. "Ang galing"!
In our IMG business, giving our all means really going out, and be bold and strong in our proclamation of the good news in financial matters. We need to break the barriers of fear and disbelief in investing that plagued so many people. Filipinos in particular need to be moved and shaken to invest into MUTUAL FUNDS and STOCKS.
We indeed can be super rich in this endeavor both here on earth as it is in heaven... for we will be able to have more commissions which in turn we can use to help more people especially in Bro Bo's ministries.
Let's give our all and expect BIG Returns!
God bless us all!
He challenges us to give our all on this T3. I find it really inspiring and really compels me to give my 110% in all that I do. I look back a the times I have given my more than 100% and the results indeed are super.
And you know what? It applies to all aspects of our life. Be it our personal relationships, our job, our business, and our relationship with the LORD our God! .
The principle of giving , and the secret to abundance is the mindset of abundance and trust in the Lord. If we give, we create a vacuum, a space that will allow the Lord our God Almighty to fill up with His better and bigger blessings.
To who we should give first? Of course give the best part of our harvest first to the LORD who supplies all things... He actually do not need anything from us. He is just allowing us to open our hearts and palms as we give to receive more blessings from Him that all blessings come from.
Then we give to ourselves. We must reward ourselves first at least 20% of our "harvest", of what we earned. And we invest this to earn more by putting it into MUTUAL FUNDS, or STOCKS.
In the aspect of relationships , especially with my wife, it is really the secret formula to keep the marriage in super dooper condition for it will always be 100% complete even if one fails to give because both of us will be giving our 100% and there will always be a reserve in case one of us fails to contribute our 100%. "Ang galing"!
In our IMG business, giving our all means really going out, and be bold and strong in our proclamation of the good news in financial matters. We need to break the barriers of fear and disbelief in investing that plagued so many people. Filipinos in particular need to be moved and shaken to invest into MUTUAL FUNDS and STOCKS.
We indeed can be super rich in this endeavor both here on earth as it is in heaven... for we will be able to have more commissions which in turn we can use to help more people especially in Bro Bo's ministries.
Let's give our all and expect BIG Returns!
God bless us all!
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