3 Myths About Financial Freedom- HARV EKER

Are you Financially FREE? Do you know, really know if you are indeed FINANCIALLY FREE?

A lot of people are mistaken for they are caught by the wrong beliefs. And I totally agree with these 3 Myths as eMailed to me by HARV EKER:

"Myth #1: You need to be debt-free before you can work on becoming financially free."

Our definition of financial freedom is when your passive income exceeds your monthly expenses. SO even if you have monthly payables, amortization, and credit card debts, you can still be financially free. As long as your passive income exceeds your expenses.

Myth #2: You’re too old (or too young) for financial freedom.

What you focus on expands! The sooner you start focusing on financial freedom, the sooner you’ll reach it. It doesn't matter what season in your life you are in. It doesn't matter how old or young you are. The important thing is you start your journey to financial freedom. I started my journey when I was 51, and did it in 5 years.

Myth #3: You need to be rich before you can be financially free.

Being rich doesn't mean being financially free. For instance, we've all heard of famous celebrities or athletes with million-dollar contracts who wind up owing so much money that they go bankrupt. They were rich but not financially free.

For me, Financial Freedom simply means that your monthly INCOME from whatever source or sources, be it PASSIVE or ACTIVE is more than what YOU NEED. It's having Peace of Mind.

As ROBERT KIYOSAKI would put it, "For me, it's about freedom to spend my time the way I choose."

I want to COACH you to Financial Freedom which is what we experience right now. Simply invest your time to LEARN. Attend our FREE FINANCIAL COACHING SESSION.

Contact us NOW.

Benj Santiago

Founder and Head Coach

Truly Rich Makers

#DebtDestroyers

#FinancialFreedom

#TrulyRichMakers

DO YOU BELIEVE THIS?

Ako , naniniwala ako dyan. Ang dami kong na meet na di makaahon sa hirap dahil di alam ang tama. Kaya ikaw, opo, ikaw po. Inaanyayahan kita. FREE SEMINAR. Baka ma swerte ka pa mag qualify sa FREE PERSONAL ACCIDENT INSURANCE.

Attend our Free Financial Coaching! 

bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !

Register here: https://forms.gle/mXQadtMaqoXzXVjN8
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Benj Santiago 
Founder and Head Coaches 

#TrulyRichMakers
Authors of DEBT DESTROYERS
Truly Rich Makers
TRM IMG Members

FIND THE RIGHT MENTORS

Find the right mentors whose primary concern is how to make you financially healthy!

I found mine. And thanks be to God I am financially free in my retirement years.

Attend our Free Financial Coaching! 

bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !
Register here: https://forms.gle/mXQadtMaqoXzXVjN8
https://bit.ly/LinkBioFely

Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS
#TrulyRichMakers

Do We Need To Be In Business?

Are you STRUGGLING with your FINANCES?

Ako dinaanan ko yan despite a great paying JOB as an EXECUTIVE in a SEMICON Company. 

I was earning six figure income even as early as in 1996. Ang laki ng sweldo, ang laki ng gastos, ang laki ng UTANG.

The BITTER TRUTH Bites. It has bitten me deep and hard. I got laid off at the peak of my indebtedness and responsibilities.

Buti na lang I found IMG. and the rest is history. Nakalaya sa UTANG. Nagkaroon ng malaking income sa sarili kong business, and ang daming natulungan.

Ikaw, oo ikaw na nagbasa hanggang dito ang susunod sa aking yapak. Kaya mo. It just start with the right mindset and knowhow.

Attend our Free Financial Coaching! Message us now.

Tara na. Aral na tayo sabay sabay !


Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS

#TrulyRichMakers

@Truly Rich Makers

Time Wealth Health...

3 major factors in Life: Time, Wealth, Health. When we are very young, we can be healthy and may have time but we may not have wealth.

When we are are middle age, we may still be healthy, but we may not have the time for we are busy building our wealth.

In our senior years, we may have the time and wealth but we may not be healthy.

So it is essential that we create a good balance and be able to stay healthy, wealthy and with time freedom.

In IMG, I am glad I reach that balance. I have the time freedom. I am healthy and stress free. And I have the financial capability to travel the World, go cruising, enjoy life.

We just came from Korea last month. Next week we will be Taipei. On the 3rd week we will be in Japan, then fly to Sydney by month end. Return by end of June then by August fly to Europe for our Baltic Cruise, the by September do the Mediterranean Cruise. And not yet finalized maybe spend a week in Hawaii and then Vienna!

Thanks be to God for this amazing life of freedom and balance. Thanks to IMG!

You can do it too.

https://bit.ly/LinkBioFely

Benj Fely Santiago

Founders and Head Coaches

#TrulyRichMakers

@TRM IMG Members

@TrulyRich Makers

Bakit May IMG Mission? Totoo ba Yan?

Join us in our MISSION to financially educate #30Mby2030!

Ang daming nabubudol o naiiscam. Ang daming natatambakan ng utang. Ang daming nahihirapan sa kanilang buhay. Ang daming nalululong sa sugal! Kailangan natin ng tamang kaalaman. Kailangan ng maayos na paghawak ng kaperahan. Kailangan nating matuto ano ang tama vs scam. Kailangan natin ang IMG!

I am blessed and fortunate to have founded the #TrulyRichMakers in 2010. From just the two of us ni Fely, we are now in 70 Countries all over the World. We have more than 114 Green Jackets! We have a growing number of members that is more than 93,354!

Pero konti pa yan. We have known that there are Billions of pesos per day transacted sa sugal! Kawawang mga Pinoy! Dapat maging mas masidhi ang ating desire to spread the IMG Mission!

Join us NOW!

Learn more here 👇
https://bit.ly/LinkBioFely

Interested to learn more?
Message me. You may even Qualify for a FREE PERSONAL ACCIDENT INSURANCE

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Claim your free Ebook here ,👇👇👇
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Benj Fely Santiago
Founder and Head Coach
#TrulyRichMakers
Author of Debt Destroyers

#TrulyRichMakers

We Can Achieve Our Goals By Teaming Up and Cooperation

What is the best way to achieve your goals?

“One day, as a child, I was having a really tough time at school. A really big project about Pearl Harbor was coming due and I was getting nowhere with it.

My poor dad, the head of education for the state of Hawaii, told me to lock myself in my room with the set of encyclopedias and to stay there until I was done.

So, I did.

I also received a ‘D’ on the project.

My father, poor dad, could not understand how I did so poorly. I tried explaining how boring it was. How I thought I was doing it well, but…None of my excuses cured his frustration.

The only thing that helped him calm down was that the teacher was allowing anyone who wanted a second chance to redo the assignment.

This time I asked rich dad what I should do. He said, “There are three ways a person can win.”
Here are the three:

By putting others down
By trying your best
By teaming up and cooperating

Well number one was not going to work. That whole school was smarter than me and everyone knew it. I already tried number two and got a ‘D’. So, I figured I should try number three.

Since I hated reading, my rich dad suggested I speak to some of the older people I knew who would remember, or at least have first-hand stories of what happened at Pearl Harbor. And so, I did. Amazingly so many of the elder Hawaiians were eager to tell me their stories. They also took a great interest in how my project went.

They all helped me in many different ways. All of them told me stories, but some of them helped me write them down. Others helped me organize the stories and still, others helped me combine the stories and the organization into an amazing, well crafted, well-written essay.

I got an ‘A’. And I did it by teaming up and cooperating.

Now that I’m much older I still see the three different ways of winning but know that cooperation is the one that works for me.

The winning strategy,”
Robert Kiyosaki

In IMG, we are in an environment of teamwork and cooperation. We are a family within a community of Financial Educators.

Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

https://bit.ly/LinkBioFely

Join us now and achieve your goals!

Benj Santiago
Founder and Head Coach
@Truly Rich Makers

#TrulyRichMakers

Lahat May Pag-Asa!

Kahit sino ka pa. Kahit ano pa ang iyong pinagmulan. Halika at baguhin natin ang kwentong buhay pinansiyal mo at ng iyong buong pamilya.

Join IMG!

Benj Santiago
Head Coach and Founder
#TrulyRichMakers

https://bit.ly/LinkBioFely

Being Rich Starts With the Mind

Check our mindset. Are we the type of person that is determined and will do everything to achieve the impossible, or, are we the one who always think of our limits and weaknesses?

Ikaw ba yung di pa nag uumpisa eh sasabihin mo agad sa sarili mo na “di ko kaya yan!”.

In whatever field we are in, those who succeed are people who think and act “I can”!

I Meet a lot of such kind of person in IMG. But, today, let me single out Greg Sumilhig! He is a shining example of HOPE. A great example of GRIT and DETERMINATION. For in spite of his limits and weaknesses, he was able to overcome and become successful.

"Isang Janitor, hindi nakapag College, nag try sumubok mag OFW bilang Mekaniko pero wala ding nangyari kasi hindi marunong humawak ng pera.

Now, nabigyan ng opportunity na mabago ang buhay... at Happy ako para sa kanya dahil nasaksihan ko ang pagbabago na yun. If he can do it, there is no way you and I can do it too!"- Arnel Pablo

JOIN IMG and let your Dreams be fulfilled.

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Benj Santiago
Truly Rich Makers
Head Coach and Founder


@OSEP FAMILY - ONCE a HOME
@AMD/AMKOR GROUP OF FRIENDS
@Truly Rich Makers

WHY KAISER IS THE BEST Investment to START?

Ang Kaiser ay IPON na walang TAPON. Kung di ka magkasakit me pera ka. Kung magkasakit ka me pang hospital ka. Kung maaksidente ka at nasawi, ang pamilya mo di tuluyang masasawi sa buhay. At kung di mo siya nagamit sa buong buhay mo, o may natira pa sa iyong pondo, pwede pa itong ipamana sa benificiary mo!

Walang katulad ang Kaiser, kaya I can really claim that KAISER is simply the BEST!

Here are the details...

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.

Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sino ang pwedeng maka avail nito?Lahat ng nasa 10-60 years old mayaman man o mahirap.

So, ano pa hinihinatay mo? Get Kaiser 3 in 1 (Long Term Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag" Kasi if you start as early as 10 years old, siguradong multi millionaire ka pag dating mo ng 40-60 years old.

We all Need a long term healthcare investment. Kaya Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE ❤️

Message me for quote🙋6020hf.imgcorp.com

Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar to LEARN more.

Tara na. Aral na tayo sabay sabay ! Register here: https://forms.gle/mXQadtMaqoXzXVjN8

Check details here too: https://bit.ly/LinkBioFely


Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS

#TrulyRichMakers