Why do we need FINANCIAL EDUCATION?

Ang daming kababayan nating OFWS na iiscam at nabubudol dahil di alam ang Tama. KAWAWA naman talaga. Nagpakahirap sa abroad Tapos uuwing LUHAAN.

Buti na lang talaga merong mga committed financial literacy campaigners. Kasama na si Senador Raffy Tulfo. 

 Panoorin ninyo itong kaganapan sa isang hearing sa Senate. Kasama sina Jen Quinto at si Yanmar Dequito Del Rosario. 

 Check ninyo po itong safe na website po namin https://6020hf.imgcorp.com Benj Santiago Founder and head Coach Truly Rich Makers TRM IMG Members Truly Rich Makers Debt Destroyers Investing for Happy Retirement #DebtDestroyers #financialeducation #FinancialLiteracy Check out this post https://www.facebook.com/100000105075648/posts/pfbid0JgAtBWpDQSgJ35NaU6qAo96hMDEv8i3jxjWeckw3DTq8RVLFQ1wnTwe5PpiknKLFl/?mibextid=8nno9T

Building with Solid Foundation

Last month (September 2023), we had our picture taken in Dubai with Burj Khalifa as our background. This building standing more than 828M is so far, as of to date, is the tallest building in the whole world.  It took six-years (Jan 2004- Jan 2010)  to construct and definitely had the most enormous foundation to keep the building stable and strong.

We had our picture too at Petronas Towers (452M) which is the Tallest Twin Towers in the world and it's located in Kuala Lumpur Malaysia. It took 5 years to build (1993-1998)

Why do we choose to take pictures on tall buildings? 

I want all of us to build our wealth as high as we could but with SOLID FOUNDATION. Because like these tall buildings, our Financial Foundation must be able to withstand financial earthquakes and storms such as medical issues, death, and inflation.

In IMG we were able to learn the concepts and execute it that enabled us to build our solid financial foundation in 5 years. We were able to get out of debts, and was able to recover our lost income from our jobs.

If you want to learn how to build your own SOLID FINANCIAL FOUNDATION, reach out to us. Send us a message and we will gladly help and guide you. It is our Mission as IMG Members and Coaches.

Benj and Fely Santiago
Head Coaches of the Truly RIch Makers 

#TrulyRIchMakers

#IMG

#SolidFinancialFoundation

#KaiserHealthCare

@Truly RIch Makers

@Debt Destroyers

3 Myths About Financial Freedom- HARV EKER

Are you Financially FREE? Do you know, really know if you are indeed FINANCIALLY FREE?

A lot of people are mistaken for they are caught by the wrong beliefs. And I totally agree with these 3 Myths as eMailed to me by HARV EKER:

"Myth #1: You need to be debt-free before you can work on becoming financially free."

Our definition of financial freedom is when your passive income exceeds your monthly expenses. SO even if you have monthly payables, amortization, and credit card debts, you can still be financially free. As long as your passive income exceeds your expenses.

Myth #2: You’re too old (or too young) for financial freedom.

What you focus on expands! The sooner you start focusing on financial freedom, the sooner you’ll reach it. It doesn't matter what season in your life you are in. It doesn't matter how old or young you are. The important thing is you start your journey to financial freedom. I started my journey when I was 51, and did it in 5 years.

Myth #3: You need to be rich before you can be financially free.

Being rich doesn't mean being financially free. For instance, we've all heard of famous celebrities or athletes with million-dollar contracts who wind up owing so much money that they go bankrupt. They were rich but not financially free.

For me, Financial Freedom simply means that your monthly INCOME from whatever source or sources, be it PASSIVE or ACTIVE is more than what YOU NEED. It's having Peace of Mind.

As ROBERT KIYOSAKI would put it, "For me, it's about freedom to spend my time the way I choose."

I want to COACH you to Financial Freedom which is what we experience right now. Simply invest your time to LEARN. Attend our FREE FINANCIAL COACHING SESSION.

Contact us NOW.

Benj Santiago

Founder and Head Coach

Truly Rich Makers

#DebtDestroyers

#FinancialFreedom

#TrulyRichMakers

DO YOU BELIEVE THIS?

Ako , naniniwala ako dyan. Ang dami kong na meet na di makaahon sa hirap dahil di alam ang tama. Kaya ikaw, opo, ikaw po. Inaanyayahan kita. FREE SEMINAR. Baka ma swerte ka pa mag qualify sa FREE PERSONAL ACCIDENT INSURANCE.

Attend our Free Financial Coaching! 

bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !

Register here: https://forms.gle/mXQadtMaqoXzXVjN8
https://bit.ly/LinkBioFely

Benj Santiago 
Founder and Head Coaches 

#TrulyRichMakers
Authors of DEBT DESTROYERS
Truly Rich Makers
TRM IMG Members

FIND THE RIGHT MENTORS

Find the right mentors whose primary concern is how to make you financially healthy!

I found mine. And thanks be to God I am financially free in my retirement years.

Attend our Free Financial Coaching! 

bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !
Register here: https://forms.gle/mXQadtMaqoXzXVjN8
https://bit.ly/LinkBioFely

Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS
#TrulyRichMakers

Do We Need To Be In Business?

Are you STRUGGLING with your FINANCES?

Ako dinaanan ko yan despite a great paying JOB as an EXECUTIVE in a SEMICON Company. 

I was earning six figure income even as early as in 1996. Ang laki ng sweldo, ang laki ng gastos, ang laki ng UTANG.

The BITTER TRUTH Bites. It has bitten me deep and hard. I got laid off at the peak of my indebtedness and responsibilities.

Buti na lang I found IMG. and the rest is history. Nakalaya sa UTANG. Nagkaroon ng malaking income sa sarili kong business, and ang daming natulungan.

Ikaw, oo ikaw na nagbasa hanggang dito ang susunod sa aking yapak. Kaya mo. It just start with the right mindset and knowhow.

Attend our Free Financial Coaching! Message us now.

Tara na. Aral na tayo sabay sabay !


Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS

#TrulyRichMakers

@Truly Rich Makers

Time Wealth Health...

3 major factors in Life: Time, Wealth, Health. When we are very young, we can be healthy and may have time but we may not have wealth.

When we are are middle age, we may still be healthy, but we may not have the time for we are busy building our wealth.

In our senior years, we may have the time and wealth but we may not be healthy.

So it is essential that we create a good balance and be able to stay healthy, wealthy and with time freedom.

In IMG, I am glad I reach that balance. I have the time freedom. I am healthy and stress free. And I have the financial capability to travel the World, go cruising, enjoy life.

We just came from Korea last month. Next week we will be Taipei. On the 3rd week we will be in Japan, then fly to Sydney by month end. Return by end of June then by August fly to Europe for our Baltic Cruise, the by September do the Mediterranean Cruise. And not yet finalized maybe spend a week in Hawaii and then Vienna!

Thanks be to God for this amazing life of freedom and balance. Thanks to IMG!

You can do it too.

https://bit.ly/LinkBioFely

Benj Fely Santiago

Founders and Head Coaches

#TrulyRichMakers

@TRM IMG Members

@TrulyRich Makers

Bakit May IMG Mission? Totoo ba Yan?

Join us in our MISSION to financially educate #30Mby2030!

Ang daming nabubudol o naiiscam. Ang daming natatambakan ng utang. Ang daming nahihirapan sa kanilang buhay. Ang daming nalululong sa sugal! Kailangan natin ng tamang kaalaman. Kailangan ng maayos na paghawak ng kaperahan. Kailangan nating matuto ano ang tama vs scam. Kailangan natin ang IMG!

I am blessed and fortunate to have founded the #TrulyRichMakers in 2010. From just the two of us ni Fely, we are now in 70 Countries all over the World. We have more than 114 Green Jackets! We have a growing number of members that is more than 93,354!

Pero konti pa yan. We have known that there are Billions of pesos per day transacted sa sugal! Kawawang mga Pinoy! Dapat maging mas masidhi ang ating desire to spread the IMG Mission!

Join us NOW!

Learn more here 👇
https://bit.ly/LinkBioFely

Interested to learn more?
Message me. You may even Qualify for a FREE PERSONAL ACCIDENT INSURANCE

https://6020hf.imgcorp.com/

Claim your free Ebook here ,👇👇👇
https://6020hf.imgcorp.com/freessbyfbook


Benj Fely Santiago
Founder and Head Coach
#TrulyRichMakers
Author of Debt Destroyers

#TrulyRichMakers

We Can Achieve Our Goals By Teaming Up and Cooperation

What is the best way to achieve your goals?

“One day, as a child, I was having a really tough time at school. A really big project about Pearl Harbor was coming due and I was getting nowhere with it.

My poor dad, the head of education for the state of Hawaii, told me to lock myself in my room with the set of encyclopedias and to stay there until I was done.

So, I did.

I also received a ‘D’ on the project.

My father, poor dad, could not understand how I did so poorly. I tried explaining how boring it was. How I thought I was doing it well, but…None of my excuses cured his frustration.

The only thing that helped him calm down was that the teacher was allowing anyone who wanted a second chance to redo the assignment.

This time I asked rich dad what I should do. He said, “There are three ways a person can win.”
Here are the three:

By putting others down
By trying your best
By teaming up and cooperating

Well number one was not going to work. That whole school was smarter than me and everyone knew it. I already tried number two and got a ‘D’. So, I figured I should try number three.

Since I hated reading, my rich dad suggested I speak to some of the older people I knew who would remember, or at least have first-hand stories of what happened at Pearl Harbor. And so, I did. Amazingly so many of the elder Hawaiians were eager to tell me their stories. They also took a great interest in how my project went.

They all helped me in many different ways. All of them told me stories, but some of them helped me write them down. Others helped me organize the stories and still, others helped me combine the stories and the organization into an amazing, well crafted, well-written essay.

I got an ‘A’. And I did it by teaming up and cooperating.

Now that I’m much older I still see the three different ways of winning but know that cooperation is the one that works for me.

The winning strategy,”
Robert Kiyosaki

In IMG, we are in an environment of teamwork and cooperation. We are a family within a community of Financial Educators.

Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

https://bit.ly/LinkBioFely

Join us now and achieve your goals!

Benj Santiago
Founder and Head Coach
@Truly Rich Makers

#TrulyRichMakers

Lahat May Pag-Asa!

Kahit sino ka pa. Kahit ano pa ang iyong pinagmulan. Halika at baguhin natin ang kwentong buhay pinansiyal mo at ng iyong buong pamilya.

Join IMG!

Benj Santiago
Head Coach and Founder
#TrulyRichMakers

https://bit.ly/LinkBioFely

Being Rich Starts With the Mind

Check our mindset. Are we the type of person that is determined and will do everything to achieve the impossible, or, are we the one who always think of our limits and weaknesses?

Ikaw ba yung di pa nag uumpisa eh sasabihin mo agad sa sarili mo na “di ko kaya yan!”.

In whatever field we are in, those who succeed are people who think and act “I can”!

I Meet a lot of such kind of person in IMG. But, today, let me single out Greg Sumilhig! He is a shining example of HOPE. A great example of GRIT and DETERMINATION. For in spite of his limits and weaknesses, he was able to overcome and become successful.

"Isang Janitor, hindi nakapag College, nag try sumubok mag OFW bilang Mekaniko pero wala ding nangyari kasi hindi marunong humawak ng pera.

Now, nabigyan ng opportunity na mabago ang buhay... at Happy ako para sa kanya dahil nasaksihan ko ang pagbabago na yun. If he can do it, there is no way you and I can do it too!"- Arnel Pablo

JOIN IMG and let your Dreams be fulfilled.

Check this out https://6020hf.imgcorp.com/share

You may want to register in our Financial Literacy Campaign https://6020hf.30m2030.com/optin


Benj Santiago
Truly Rich Makers
Head Coach and Founder


@OSEP FAMILY - ONCE a HOME
@AMD/AMKOR GROUP OF FRIENDS
@Truly Rich Makers

WHY KAISER IS THE BEST Investment to START?

Ang Kaiser ay IPON na walang TAPON. Kung di ka magkasakit me pera ka. Kung magkasakit ka me pang hospital ka. Kung maaksidente ka at nasawi, ang pamilya mo di tuluyang masasawi sa buhay. At kung di mo siya nagamit sa buong buhay mo, o may natira pa sa iyong pondo, pwede pa itong ipamana sa benificiary mo!

Walang katulad ang Kaiser, kaya I can really claim that KAISER is simply the BEST!

Here are the details...

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.

Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sino ang pwedeng maka avail nito?Lahat ng nasa 10-60 years old mayaman man o mahirap.

So, ano pa hinihinatay mo? Get Kaiser 3 in 1 (Long Term Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag" Kasi if you start as early as 10 years old, siguradong multi millionaire ka pag dating mo ng 40-60 years old.

We all Need a long term healthcare investment. Kaya Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE ❤️

Message me for quote🙋6020hf.imgcorp.com

Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar to LEARN more.

Tara na. Aral na tayo sabay sabay ! Register here: https://forms.gle/mXQadtMaqoXzXVjN8

Check details here too: https://bit.ly/LinkBioFely


Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS

#TrulyRichMakers

The BIG E's to Financial Freedom: EDUCATION, EXECUTION, ENTREPRENEURSHIP

For more than 10 years, we were struggling financially despite the good income we get from working on a big position for big companies.

We had 7 credit cards that were all maxed out totaling more than 1.5M in debts.

3 of 4 children are still in school and we had a total responsibility of more than 500k/year on their education.

I remember those days that I was praying very hard to get a raise but the year 2008 to 2009 were not good years for most companies. In fact I got laid off from my job January of 2009.

I was lucky, yes lucky in spite of all the struggles I got fired from my job for it made me realize I could not rely forever in my JOB. I was blessed that before I got laid off from my Job, I was already am Financially EDUCATED, and was EXECUTING what I learned. I gained FINANCIAL WISDOM thru IMG.

It was a blessing that I got fired for I was able to devote time in pursuing another career in IMG introduced to us by Bro Bo Sanchez. I no longer have a JOB but I was transformed into an ENTREPRENEUR in the Financial Industry. In just 5 years we were totally out of our Debts and we started earn even more than what we got from our 8-5 jobs. The financial WISDOM we obtained led us to FINANCIAL FREEDOM!

This is what Bro Bo has to say about us: https://youtu.be/OPRel3PoXMY

Now, as our way of giving back for all the blessings we receive, we go all over the Philippines and all over the World to conduct FREE FINANCIAL LITERACY SEMINARS. Yes, you read it right. We do it for FREE! No obligation on your part. It is our MISSION to help families achieve FINANCIAL FREEDOM that we experience today because of the Financial Concepts we Learned and Applied in our own financial life.

So I encourage you. Come to our FREE FINANCIAL COACHING SESSION happening all over the World. In fact we are going to conduct one on May 13 here in Sydney Australia. Check this: [https://forms.gle/2tRAjT5Gb3rY7THk7]

Just contact us to get REGISTERED. You may even be Qualified for a FREE PERSONAL ACCIDENT INSURANCE.


Benj Santiago
Founder and Head Coach
#TrulyRichMakers


TRM IMG Members
Bo Sanchez' Wealth Circle Mentors Benj and Fely
Truly Rich Makers
AMD/AMKOR GROUP OF
OSEP FAMILY - ONCE a HOME
Debt Destroyers
RA CM
Marvin E. Estrella
Mia Atienza Parada
Ellen Dayrit Torralba
Khervy Barbon Reyes
Libiran Rezzie
Robert Manlapaz

Paano Aahon sa UTANG?!

Tambak sa Utang. Nawalan pa ng trabaho. Ang laki ng responsibility.
Meron bang PAGASA?
Sa IMG Meron.

iJuander: Mag-asawang dating baon sa utang, yayamanin na ngayon!
GMA 7 IJuander YouTube Story of Benj and FELY Santiago

https://m.youtube.com/watch?feature=youtu.be&v=OwKxwLCIu2c

Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

Check this for more details: https://bit.ly/LinkBioFely


Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS

Do You Know?

I had been insuring my cars, properties, and getting travel insurance for more than 25 years and in those years I have realized that I could have saved hundreds of thousands of pesos if only i had been a member of IMG. Because in IMG we become the broker for all our financial services needs.

It can save you too if you have HMO for your family and your house helps and employees if you have a company. You can even enjoy discounts in purchasing your own car/SUV , CONDO, House and Lot, Memorial lots. Almost everything.

Not only life, non-life, HMO but all the needs we have from “WOMB to TOMB”!

Join us and enjoy the unimaginable advantage of being an IMG Member.

And wait there’s more. In IMG our primary motivation is to help you and your families achieve financial freedom. On a bigger scale, we want to contribute in building a nation where there are 30M Financially Literate and Financially Free Filipinos by 2030.

Kaya, Attend our Free Financial Coaching!
Click this : bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay !
Register here: https://forms.gle/mXQadtMaqoXzXVjN8

Click this for more details https://bit.ly/LinkBioFely


Benj Fely Santiago
Founder and Head Coaches Truly Rich Makers
Authors of DEBT DESTROYERS

#TrulyRichMakers

Kahit Sino Ka Pa, Ang IMG Para Sa Iyo. Para Sa Ating Lahat

Kami ni Fely parehong Engineers at mga Managers. 

Sila Malvin and Matin Leano mga High School Graduates at Factory Workers. 

Si Mam Ginalyn and sir Rey Labrado mga factory workers. 

At sila James and Jocelyn mga Medical Doctors. 

Iba Iba ang aming propesyon before IMG. Maraming DH, OFWs all over the World. 

Pero dito sa IMG namin nakita ang aming “IKIGAI”!

Kung gusto ninyo pang matuto papaano namin nakita ang ganda ng IMG Advocacy 

kilos na po tayo. 

Attend our Free Financial Coaching! 

bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay ! 

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

Or CLICK this for more information https://bit.ly/LinkBioFely

Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS

#TrulyRichMakers

PS: You may even qualify for a FREE PERSONAL ACCIDENT INSURANCE.

Gusto mo Mag Invest ng Tama?

Sa IMG tuturuan ka mag save at mag invest. Gusto mo? Yan ang tanong. 

Kadalasan Ang sagot “tsaka na lang”. Wala pa raw pera. 

Eh kaya nga tuturuan ka eh. Para magkaroon ka ng ipon na pera para may ma invest ka. 

Kasi dapat matuto ka muna. At para matuto, mag paturo ka. Alam na alam ko yan dahil ganyan din ako mag isip dati. Buti na lang talaga nabago ako ng IMG!

Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay ! 

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

https://bit.ly/LinkBioFely

Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS

#TrulyRichMakers

Why Do Most People Fail In Their Financial Life?

“I remember it vividly…

When I was nine years old, in the fourth grade, I raised my hand and asked my teacher, “When will we learn about money?”

 

The question seemed to take my teacher by surprise. I sensed my question was out of place. Was a question about money inappropriate in a classroom? Sputtering and a bit indignant, she answered my question stating, “Money is not a subject taught in school.” 

 

“Why not?” I asked. “Why am I in school?” I asked.

 

“To get a good job.” She replied.

 

“But don’t I want a job. I want to be rich.”

 

“No. You’re in school to get a good education so you can get a job and earn money.” she replied tersely, turning and walking away.

 

“But if I do not learn about money in school, when will I learn about money?”

 

She had crossed to the other side of the room, attending to another student. “Why don’t you ask your dad.” She replied, glancing over her shoulder. He’s my boss. He should have the answer you are looking for.

 

My dad was the Superintendent of Education for the Island of Hawaii. For those not familiar with Hawaii, there is the State of Hawaii and the Island of Hawaii. At the time, my dad was the Superintendent of the Island of Hawaii. Later, he would rise to become Superintendent of the State of Hawaii.

 

Confident my dad would have the answer, I went home and asked him the same question and received the same answer. Money is not a subject taught in school. My dad said, “The government tells us what we can and cannot teach. Money is a subject we cannot teach.”

 

When I asked, “Why?” He simply said, “I do not know.”

 

And this is where the story of rich dad poor dad begins. 

My poor dad, being a great teacher, recommended I talk to my best friend’s father saying, “I’m a government employee. Your best friend’s father is an entrepreneur. I think he may have the answers you are looking for.”

 

From the age of nine, till my thirties, my rich dad was my teacher, mentor, coach, and guide to my future. If not for my rich dad, I suspect, I would have wound up a highly educated poor man, much like my real dad.

Be careful who you learn from.

It makes all the difference.”

Robert Kiyosaki

I am sure we all can relate to this story of Robert. We all learned the same way. I am glad I still had a chance even at age 51 to change the course of my financial life through proper financial education I got from IMG. 

Check this out : https://bit.ly/LinkBioFely

Register for our free financial coaching. 

Kaya, Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar

Tara na. Aral na tayo sabay sabay ! 

Register here: https://forms.gle/mXQadtMaqoXzXVjN8

https://bit.ly/LinkBioFely

Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS

#TrulyRichMakers

#TRMLevelUpin2023

Alam ko Gusto mo ng Magandang Buhay During Retirement

Ang dami gustong magkaroon ng Magandang buhay para sa kanilang buong pamilya. Pero Kahit Anong kayod ang gawin kulang pa rin. 

At masaklap tambak sa utang. At lalong sobra pa sa masaklap nagbawas ng tao sa pabrika na pinagtatrabahuhan. Nasibak pa sa kompanya. Kawawa. 

Alam ko yan Kasi yan ang nangyari sa akin nuong 2009! 

Kaya laking pasasalamat ko sa Diyos dahil na punta kami sa financial coaching ni Bro Bo Sanchez at doon narinig namin ang tamang daan tungo sa paghawak ng pera at paano magkaroon ng dagdag kita. 

And as they say, “the rest is history”! 

Ngayon po sa awa at biyaya ni Lord kami ay may napakasayang retirement. Nagagawa namin ang gusto namin. Walang utang. Sobra sa sapat ang patuloy na kita Kahit seniors na. At para pasasalamat kay Lord, patuloy kami sa aming misyon na turuan ang gustong makaahon sa hirap ng buhay. 

Kaya, Attend our Free Financial Coaching! Message me now.

Tara na. Aral na tayo sabay sabay ! 

Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS

#TrulyRichMakers

@Truly Rich Makers

What to Look for A HealthCare? Ano ba yang Long Term HealthCare?

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. 

The Truly Rich Makers is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance. 

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)

This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam

✔️- Free Dental Benefits

✔️- Waiver of Installment due to death

✔️- Waiver of Installment due to disability

✔️- Basic Medical Benefits

✔️- Member’s choice of room and board

✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan) 

⭐️2. Extended Period (13years)

Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)

Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 😃

Avail your Kaiser Healthcare now for you and for your family!

#KaiserHealthcareProtection

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Authors of DEBT DESTROYERS

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