Best HealthCare Ever

A Lot of People Die 
Not Because There is No Cure
But Because
They Don't Have Money for 
Hospitalization.

How Do We Prevent this to happen to you?

Message me NOW at 09209021217 or email at richbenj.santiago@gmail.com

Ano ba yang KAISER??

Maraming nag tatanong kung ano daw ang pinaka recommended na healthcare provider sa Philippines. 

The Truly Rich Makers is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance. 

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)

This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam

✔️- Free Dental Benefits

✔️- Waiver of Installment due to death

✔️- Waiver of Installment due to disability

✔️- Basic Medical Benefits

✔️- Member’s choice of room and board

✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan) 

⭐️2. Extended Period (13years)

Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)

Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 😃

Avail your Kaiser Healthcare now for you and for your family!

#KaiserHealthcareProtection

Make your MOVE NOW. Message me at 09209021217 or email me at richbenj.santiago@gmail.com so we can define what is appropriate and affordable for you.

Preparation For Financial Freedom

The 6 Best Ways to 

Prepare for Financial Freedom

Preparing for financial freedom in retirement is crucial. Here are six key ways to help you work towards financial security during your retirement years:

1. **Start Saving Early**: Begin saving for retirement as soon as possible. The power of compound interest means that the earlier you start saving, the more time your money has to grow.

2. **Contribute to Retirement Accounts**: Take advantage of retirement accounts like PAG IBIG and SSS Funds. Maximize your contributions to benefit from tax advantages and potential employer matches.

3. **Diversify Your Investments**: Spread your investments across different asset classes to reduce risk. Diversification can help protect your savings from market fluctuations. Best way to do this is by investing in Mutual Funds. 

4. **Create a Financial Plan**: Develop a comprehensive financial plan that outlines your retirement goals, income sources, expenses, and investment strategies. Regularly review and adjust your plan as needed. Follow the 10:20 Rule. 

5. **Manage Debt**: Pay off high-interest debt and avoid accumulating new debt. Being debt-free in retirement can help stretch your savings further and provide more financial stability.

6. **Build your own Business ** : Engage early on a Business that  you can do while working and continue to build beyond retirement. Find a business that generates Passive Income. 

I have done it through My Amazing Business. I have been able to build it beyond my retirement years and continue to earn PASSIVE INCOME more than what I need in retirement. The best thing about it is that I can do it anywhere, &  anytime I want to. To God be the glory!

I can help you  follow these steps and being disciplined in your financial approach, you can work towards achieving financial freedom and security in retirement. Contact me NOW at 09209021217 or email at richbenj.santiago@gmail.com.

Benj Fely Santiago

Founder and Head Coach

Truly Rich Makers

Blessed Are the Poor in Spirit!

Humble Business Owners Still Exist.

“Blessed are the poor in spirit for they shall inherit the kingdom of God”.. in another version :”blessed are the poor in spirit,  for theirs is the kingdom of heaven”!

This is the first among many of the sermon on the mount or what we know as Beatitudes”… as in our “Be Attitude”… A lot of people misinterpret being poor as materially poor. I believe instead that the Lord plans for us to be prosperous but remain humble.

We are challenged to live out the Beatitudes in our daily lives, our jobs, and most especially in our business, to embody the virtues:

1. **Being humble**: Recognizing our limitations, acknowledging our need for God, and approaching others with humility and grace.

2. **Showing compassion**: Demonstrating empathy and kindness towards those who are suffering or in need, just as Jesus showed compassion to the poor and the marginalized.

3. **Striving for righteousness**: Seeking justice and fairness in our actions, standing up for what is right, and working towards a world where righteousness prevails.

4. **Practicing mercy**: Forgiving others, showing understanding and compassion even when it's difficult, and extending grace to those who may not deserve it.

5. **Pursuing purity of heart**: Cultivating sincerity, honesty, and integrity in our thoughts, words, and actions, and striving to maintain a pure and genuine relationship with God.

6. **Promoting peace**: Being peacemakers by resolving conflicts peacefully, fostering harmony in our relationships, and working towards reconciliation and unity.

7. **Enduring persecution for righteousness**: Staying faithful to our beliefs and values even in the face of opposition or challenges, trusting in God's promises and standing firm in our convictions.

By incorporating these principles into our daily interactions, decisions, and business, we can strive to live a life that reflects the teachings of Jesus in the Beatitudes, bringing about positive change in ourselves and the world around us. 

Is your business or job allow you to do the above? I praise God for being able to practice this in our IMG Business. An amazing business focused on helping families achieve financial freedom anchored on the love of family, others and most especially God! Thanks be to God! 

Join us NOW! Message me at 09209021217 or email at richbenj.santiago@gmail.com

Benj Fely Santiago

Founder and Head Coach

#TrulyRichMakers

Truly Rich Makers

@highlight

Bo Sanchez' Wealth Circle Mentors Benj and Fely

Investing Millennials

Investing Made Simple For Seafarers And Spouse

Is Your Job Enough?

JOBS are Fading Because of Technology!

Many People Lost Their Jobs.

I can help you get prepared.

Have you experienced having problems at work?

Maybe you got entangled with office politics or was passed up for a promotion by someone less qualified. Or maybe the company is slowing down and is about to lay-off thousands like what happened to a great company I was previously employed.

Maybe you are  thinking about quitting and looking for another job?

And worse have you been identified to be terminated or take an early retirement? This will definitely cause an emotional REACTION that can lead to a financial disaster.

These are the travails of just being an employee or having. JOB!

I got the worst scare of my life when Fely was identified for early retirement, and a year after I was identified to be retrenched and given an early retirement offer!

It was the scariest season of my career and financial life. Why? Because both our steady six-figure income are no longer something we can depend on. No more steady paychecks, no more health insurance. No more days off for being sick or paid vacations. On top of that is a huge seven-figure debts to pay and the six-figure expenses for the education of our young kids and our daily needs!

Our six figure income faded away while our six-figure responsibilities remain!

It was the most frightening years in our financial life. Worst of all, we did not know how long we would survive with our separation pay and when can we generate an alternative source of steady income.

But that experience became our TURNING POINT! The IMG Business Opportunity became our financial salvation. We were converted from Employees to Business Owner! Thanks be to God!

If this happens to you what would you do?

So think about it NOW. How much would you NEED to make to quit your job?

If you have kids, responsibilities, and people you have to take care of, then you owe it to them to be financially prepared.

Don’t quit your job… YET.

Have multiple income stream now. As Rex Mendoza would put it: “Fire all your cylinders “. Build financial freedom in your free time, step-by-step. Don’t depend on just your JOB.

I can help and guide you NOW so that you don’t experience the pain I went through. I can help you build a business that can make enough money consistently so you can afford to quit your job anytime you want to. Simply message me at 0902 9021217 or email at richbenj.santiago@gmail.com

Benj Fely Santiago
Founder and Head Coach
Truly Rich Makers

Graduation Time...

Is Academic Excellence
Enough Preparation For
Happy Retirement?

Ang daming posts sa graduation. Pre-school, primary, elementary, junior HS, Senior HS, College , MS and PhD!

Congratulations 🍾🎉🎈🎊 lalo na po sa mga nagkamit ng Honors.

I remember those years when my children were very young and they finished school one after the other. I am proud that they finished with honors, Chai finished HS as class Valedictorian. Ang dami nilang Medals of Academic Excellence.

Fely and I too had a very colorful academic background. Fely was the class Valedictorian in her Elementary School. I was in the Honor Roll from Elementary to High School.

All these we praise and thank the Lord for the honors and medals received.

However, what we learned and achieved in school is not enough. It does not guarantee financial freedom! Sad to say that those who excelled in their financial life were those that did not even completed their academics.

I encountered people who were successful academically and successful in their retirement years but far more many of them who were good in academics failed miserably in their financial life. Fely and I went through that too!

So what am I driving at? Academic Education is not enough. Excelling in any stage of your student life is not a guarantee for financial freedom. It is #financialliteracy that will guarantee #FinancialFreedom. It is in Business or Entrepreneurship and not on employment can you achieve #happyretirement! We did it! Thanks be to God!

Fely Benj Santiago
Founder and Head Coach
Truly Rich Makers
WWW.TheTrulyRichMakers.com

How Do We Get Started??

It Starts With Belief In Yourself!

In my 17 years of doing IMG Business, I wouldn’t label it as EASY. There were several points in the early years of our journey in building the business, that we thought of quitting and dropping out of it.

What kept us going is our strong belief in our mentors and coaches, our company partners, and ourselves.

Beefed up by continuing coaching, learning and actual field training we developed the confidence and the missionary heart in the business, and the rest is history.

Now, we lead a team of more than 1675 Coaches in 70 Countries all over the World! Praise be to God!

It’s your turn!

Benj Santiago
Head Coach and Founder
Truly Rich Makers

Are You Looking For A Side Hustle?

Do You Have A Real Business?

Will it RUN without you?

Can it GROW without you?

Can you transfer ownership to your children’s children ?

Today as I look back, I realized that for many years I had been a SLAVE to my employers. I did not have my own business. I was in my late 40’s when I started thinking of putting up my own business. 

There were many options I thought of pursuing. A car repair and maintenance shop, an Internet cafe, a grocery store, and even a construction contractor among many options. 

Not only will it require a big capital, but it will require my presence and supervision to make it grow. 

Even before I could set up any of my options, a career disaster hit me. I was forced to resign in my high paying, high level job in one of the Semicon companies in the Philippines. 

I sought guidance and prayed hard for my next career or business adventure. And we were led to IMG. 

In IMG, not only did I gain amazing benefits but I also run into a REAL BUSINESS and an amazing BUSINESS OPPORTUNITY

It is not easy but is definitely doable by anyone! We started small and spent time to get ourselves trained   We were able to get back to six figure income after 3 years. 

Now after 17 years of doing this business, we continue to build it all over the World. And you guessed it right. The business continues wherever we are. 

The business continue to grow even without our presence. Now, we earn six figure income per week! And it's amazing that it is not just us who were able to achieve financial freedom. Many of our business partners have been financially uplifted and are far better financially versus when they were just employed.

And the most exciting part is that we can transfer the business to our children’s children! Making it a REAL BUSINESS WE OWN. Thanks be to God!

If you want to experience the same, simply message me and I would be happy to coach and guide you no matter where you are! 

HTTPS://6020HF.IMGCorp.Com

Benj Santiago

Founder and Head Coach

Truly Rich Makers