Masaya ka ba?

Masaya ka ba dahil honor ang anak mo?

Baka Valedictorian , Salutatorian o laging nasa top ang mga anak mo kaya ka masaya?

O di kaya masaya ka dahil ikaw rin ay State Scholar at naging mechanical engineer ka pa?

Masaya ka ba dahil nakabakasyon ka sa Baguio, o sa Boracay at sa Pagudpud at sa iba't ibang lugar sa Pilipinas??

Masaya ka ba dahil naka pag land trip ka from Luzon to Mindanao?

Nakahalubilo mo siguro ang mga alitaptap at mga butanding ng Sorsogon kaya ka masaya?

O masaya ka dahil nakapag abroad ka na sa Hong Kong, Macau, Singapore, Thailand, Korea, Malaysia, o Japan?

Di kaya masaya ka dahil naka punta ka na sa USA, sa California, Sa Nevada, Arizona, New Mexico, Texas, Oregon, Philadelphia, New York, New Jersey, Georgia?

O kaya nakapunta ka na sa Europe sa Portugal, Spain, France, Italy, Germany, Switzerland, Austria, Luxembourg?

Napasyalan mo na in ang Vatican, Marian Pilgrimage Areas gaya ng Lourdes, at Fatima, o di kaya ang lahat ng mysteries sa Holy Rosary ay napuntahan mo na rin?

Baka naman dahil nakapunta ka na sa Disneyland sa USA, sa Hong Kong? at pati na sa Universal Studios, or sa Hollywood?

Baka naman naging masaya ka dahil member ka ng association o di kaya eh Presidente ka pa o Chairman gaya ng ASEMEP o SETC?

Pwede din naging masaya ka dahil kasama ka sa Rotary, o sa BCBP, o sa isang Marriage Encounter Community gaya ng Magis Deo?

Baka naman dahil naging Presidente ka ng Worship Committee, o sa Lectors and Commentators group?

O di kaya ay meron kang mababait at matulunging kapatid, mga loyal na kaibigan tulad ng BIGG, at mga dating kasama mo sa trabaho?

Masaya ka rin siguro dahil sa mataas ang naabot mong position sa company mo gaya ng Director for Quality or Director for Engineering? Chairman Council, Senior Executive Vice Chairman.

Masaya ka rin siguro dahil nakapag trabaho ka sa mga magandang kumpanya tulad ng Intel, Amkor at Orient Semicon?

Baka naman dahil mabait at mapagmahal ang asawa mo at mga anak kahit minsan eh me sumpong sila pati na ikaw?

Masaya ka ba dahil malaki ang bahay mo, 6 rooms at 7 toilets na malawak at maraming puno sa paligid?

O dahil sa meron kang investments na Condo, lot, Stocks, Mutual Funds, at Long Term Healthcare at meron ka pang passive income sa interest earnings or sa rental incomes?

Di naman po sa pagmamayabang, lahat po ng nabanggit ko ay aking personal na nakamit at masaya po na naabot ko po ang mga bagay na iyan dahil mabait sa amin ang Diyos at di kami pinababayan.

Alam ko po na meron mas mahigit pa sa amin, pero lubos po akong nagpapasalamat sa ating Panginoong Diyos dahil biningyan po kami ng pagkakataon upang tumulong sa kapwa upang maabot din nila ang aming naabot o lampasan pa kami... yun po ang mas masaya!

Gusto mo ring sumaya. Sumama ka sa amin. Register na as a Member : http://6020hf.imgcorp.com/ Or email me for one on one coaching.

To God be the Glory!!!

Earthquake and Tsunami did not stop our Thailand Mission

A double whammy hit Japan! Earthquakes shook and topple structures and caused Tsunami that delivered the second blow which destroyed and practically wiped out one town in Japan. We watched this grim reality unfolding on the TV screen on the second day of our Mission in Thailand to spread Financial Literacy. We see massive destruction, and enormous difficulty of hundreds of thousands of people, probably even millions in spite of them being the most prepared country in the world!

This event unfolding in our midst while we were away from our own home and family made us further resolute in our mission to spread financial literacy among our fellow Filipinos to prepare them from a similar double whammy in their financial life.

The Mission had been organized through the efforts of Rachel Jane Dolido ; a school teacher in one of Thailand’s private schools. She is graciously supported by Fr. John Tamayo-SDB ; Parish Priest of Mary Help of Christian at Krungthep Kritha (pronounced with silent R and very nasal), and Maria VonRufli. We were with Nancy Martin ; one of our Marketing Directors, and Menchie Castro an Associate. We had our Seminars given for free on 3 different venues. One in Fr. John’s Parish, another in the UN Office in Thailand, and on Maria’s place.

Every day in our mission was a grace filled day! We had the opportunity to hear mass every single day. Though the language was in Thai, we understood the flow, and commune with the Lord. We also enjoyed the hot and spicy and tasty flavors of Thai food, soups, and desserts. We were given very comfortable accommodations on the Parish complete with kitchen and meeting area. Basic needs all provided for by Maria our generous host, and Fr. John our new found spiritual guide and mentor.

But what make this Mission extra special are the people we met. We really thank and praise God for Fr. John Tamayo. I see Jesus in him! He makes me proud I am a Catholic. He has countless stories to tell how good God is , and how he was used by Him. He has graciously offered his parish guest house for us. We also thank God for Maria who has shown us how to love others without condition. I see in her, our Mother Mary for she is very prayerful and always invoke the Holy Will of God in everything she says and do. She took care of our needs, and even added a bonus; an authentic Thai Massage to cap our activities. We were really blessed to be welcomed by Fr. John and Maria at the airport. It’s so nice a coincidence… Maria and John: the Mother, and Most Beloved of Jesus!

We also met with Babie Muangsiri who hosted our seminar at the UN. She has been in Thailand for more than 20 years and has been employed with UNHRC. A wonderful woman inside and out. She continues to help her family here in the Philippines.

The Filipino expatriates we met were hungry for financial literacy and how to actually execute it. Some of them are facing their own financial earthquake and tsunami so to speak. A majority of them have extended family needs here in the Philippines which they also support. Mostly teachers in various schools there in Thailand. We opened their minds to our prosperity formula Income- Tithes (10%) – Savings (20%) = Expenses (70%). We also showed them investment opportunities to enable them to achieve their financial goals and transform themselves from active income earners to passive income earners. Likened to building a house to withstand big earthquake, we showed them the proper way of building a solid financial foundation that can withstand any eventuality. Even a double whammy like major hospitalization and worse even death of the bread winner can be prepared for. We performed financial check up and coached them to come up with their own personal financial plans so that neither financial earthquake nor tsunami can topple them down.

We felt very good and blessed as we are doing this for Him who provided us with all our provisions and made this mission possible! To God be the glory forever!

Take Action... Save and Invest

Financial Literacy without Action is useless. Thus, once you acquire the needed knowledge and information. You need to take action to realize your financial dreams and goals. Else, your dreams will remain dreams. Financial Education needs Financial Execution.

After attending seminars, forum, or reading books and articles about financial planning, there are many financial institution you can go to execute the knowledge you gain . The basic needs you need to take action to save and invest on are Long Term Health-care, Insurance Protection, and Investments.

You have two options. First is to get it from different companies or financial services institutions , which includes banks. Or, the second option is get it through yourself as a broker for all your needs by enrolling as member of our company which has very strong and strategic partnerships with leading providers.

Your benefit will include having to pocket the commissions yourself as well as having access to a continuing education and coaching on proper saving and investing.

Whatever option you take, the important thing is you take action on what you learn. We are lucky as IMG Members for we know what to do and is given access to companies where we can go. Financial Education with Execution!

If you need more information just send me an email.

God bless!

Having Financial Literacy Is The First Step

Many books and seminars talk about Secrets of the Millionaires, How To Become Rich, How To Invest, and many other How to's.... This is because the very first step to getting rich is by enriching our mind first with knowledge. We wont know the right steps unless we get ourselves trained or educated or both. We need to first Invest on Knowledge.

In the 2011 message of the Chairman of Citisec On-Line underscored the need for financial literacy among Filipino investors. He has taken the mission to spread financial literacy specifically on investing in stocks and make it easy for common Filipinos to get involved in stocks investing. Bro Bo Sanchez a lay preacher and leader of the Light Of Jesus Community also emphasizes the need to have Financial Literacy. He conducts regular Truly Rich Coaching Seminars to reach out to as many people, and be able to open people's minds on how to have passive income streams or "automatic money machines".

Our company's mission is to ensure "No Family Is Left Behind" and we do this by continuing education through free seminars that we conduct all over the Philippines and all over the world. We provide financial literacy to those who are seeking the right way to becoming truly rich. This is because we firmly believe that indeed the very first step to financial freedom is financial literacy.

Go and get books, attend seminars and increase your financial literacy.

God bless us all!

Do What You Say... Consistently

Integrity is the Secret #2 revealed by T Harv Ecker on his latest blog about the habit of millionaires. I define integrity as doing what you say even if others are not looking, or checking on you, and doing it consistently. It is also our 2nd TRM VALUE.

In investing and business, this is very key ingredient to make you successful. Once you have resolved to start up your saving, investment, and Business Plans, you need o do it consistently. Day by day, month by month, year by year even when it seems difficult, and even if there is no one checking on you.

T Harv says that " The most successful millionaires I know all have absolute INTEGRITY. Integrity simply means doing what you say you are going to do. When you make commitments to yourself that you don’t keep, you train your mind to not do what you say. You’re setting yourself up NOT to succeed."

So you need to develop INTEGRITY from within to be able to have integrity in front of others. And it is indeed a very important characteristic, or call it quality of a successful and happy millionaire. We need to ACT on what we SAY and PLAN we will do, and do it CONSISTENTLY. In other words, we must continually and consistently invest and do Business to achieve our financial plans. If we do this, we are guaranteed to be millionaires. Even when nobody is CHECKING on YOU!

Happy investing!

God bless us all!

Start Early... Start NOW!

The easiest thing to do after you have learned new concepts is to forget it and do nothing about it. Delays in acting on something normally breeds habit of procrastination delaying anything you need to do.

There are so many people I met in their 50's that always say, "sayang...bakit ngayon ko lang nalaman"... The pain of regret of not knowing the concepts earlier as they find it more difficult to achieve their financial goals. What is even more pitiful is that I also meet people who are very young, have a good job, but is so comfortable in their spending habits that despite the obviousness and clarity of the financial planning concepts we share, still let the opportunity to execute or put to action their savings and investment plans to hold.

As you know by now, investments as easy as 1000 per month for 25 Years on an average of 12% per year compounded interest growth will amount to 1.8M Pesos, and if you extend that 35 years it will be amounting to 5.4M Pesos. If you start say at age 20 before you turn 45 you are already a Millionaire and a Multi-Millionaire by age 50. If you procrastinate and do it when you turn 50 you may not have the chance to enjoy this millions. Or to achieve the same amount in 5 years at 12 % one has to save and invest 20K per month to have 1.9M pesos.

Which is easy, saving 34 pesos per day amounting to 1000 pesos per month of savings, or saving 680 pesos per day ?

So the key thing really is to Start Early and Start Now! Be a Millionaire!

Happy Investing.

God bless us all!

Stay Simple...

Simplicity is a virtue that we need to be truly rich. People who had gone up their financial status who does not remain simple that flaunts their riches turns me off and makes me pity them. I have also seen those who raises their lifestyle ahead of their earnings finds it easy to lose their millions. Those who remains simple despite their financial success are the truly rich people.

In recent years my model of simplicity is one of the richest man on earth with billions of dollars in his name. He is Warren Buffet. Though he had accumulated so much wealth, he has remained a man of simple joys and lifestyle. He still drives his own not brand new car. He lives in the same house for the last 35 years. He never flies on a private jet though he owns one of the largest private jet manufacturer in the world. The list goes on and on.

In one of the rare photo shoots showing Bill gates and Warren Buffet, you can see how the two differs in their ways from the suit they wear. Warren , being simple as he is, wears what is comfortable for him and not the signature dresses. He always say that what we have to spend on are the needs of others. He does what he say for he had contributed several billions of his money to charity, He is one of the biggest if not the biggest donors of Bill Gates foundation.

You want to be truly rich and very happy! Follow the examples of Warren .

Be Rich! Be Truly Rich!

Stay simple and donate to charities and your church!

God bless us all!