Saturday, April 15, 2023

What to Look for A HealthCare? Ano ba yang Long Term HealthCare?



Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. 


The Truly Rich Makers is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.


Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance. 


How Does Kaiser Long-Term Healthcare Work?


⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.


⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?


⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).


⭐️1. Accumulation Period (7years)

This is the part where the plan holder is made to save for 7 years.


At this period, the plan holder gets to have the following benefits:


✔️- Free Annual Physical Exam

✔️- Free Dental Benefits

✔️- Waiver of Installment due to death

✔️- Waiver of Installment due to disability

✔️- Basic Medical Benefits

✔️- Member’s choice of room and board

✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan) 


⭐️2. Extended Period (13years)

Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.


💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.


The benefits in this period include:


☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.


☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)


☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)


☝🏻- Lifetime Network access to over 500 major hospitals


☝🏻- Additional Health Bonus when the market is at top performance


☝🏻- Receives the VISA card after full contribution from the accumulation period


⭐️3. Long-term Care Period (beyond 20years)

Upon maturity, the plan holder will receive the following benefits:


☝🏻- Total accumulation of unused health benefits


☝🏻- Long term care benefit or the plan coverage


☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)


☝🏻Additional health benefits when the market is at top performance


💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.


💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.


💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.


💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.


💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.


Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 😃


Avail your Kaiser Healthcare now for you and for your family!





#KaiserHealthcareProtection


To know more , attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar


Tara na. Aral na tayo sabay sabay ! 

Register here: https://forms.gle/mXQadtMaqoXzXVjN8


https://bit.ly/LinkBioFely


Benj Fely Santiago

Founder and Head Coaches Truly Rich Makers

Authors of DEBT DESTROYERS


#TrulyRichMakers

Friday, April 14, 2023

Bakit Kailangan Ng Tamang Kaalaman Ukol sa Pera?

Ang dami gustong magkaroon ng Magandang buhay para sa kanilang buong pamilya. Pero Kahit Anong kayod ang gawin kulang pa rin

At masaklap tambak sa utang. At lalong sobra pa sa masaklap nagbawas ng tao sa pabrika na pinagtatrabahuhan. Nasibak pa sa kompanya. Kawawa. 

Alam ko yan Kasi yan ang nagyari sa akin nuong 2009! Kaya laking pasasalamat ko sa Diyos dahil na punta kami sa financial coaching ni Bro Bo Sanchez at doon narinig namin ang tamang daan tungo sa paghawak ng pera at paano magkaroon ng dagdag kita. 

And as they say, “the rest is history”! 

Ngayon po sa awa at biyaya ni Lord kami ay may napakasayang retirement. Nagagawa namin ang gusto namin. Walang utang. Sobra sa sapat ang patuloy na kita Kahit seniors na. 

At para pasasalamat kay Lord, patuloy kami sa aming misyon na turuan ang gustong makaahon sa hirap ng buhay. Kaya, Attend our Free Financial Coaching! bit.ly/TRMFinancialLiteracyWebinar 

Tara na. Aral na tayo sabay sabay ! Register here: https://forms.gle/mXQadtMaqoXzXVjN8 

https://bit.ly/LinkBioFely 

Benj Fely Santiago 
Founder and Head Coaches 
Truly Rich Makers 
Authors of DEBT DESTROYERS 
 #TrulyRichMakers

Wednesday, March 15, 2023

Commit to Succeed! How did we do it? How will you do it?

DDDCAMP: DREAM DECLARE DESIRE COMMIT ACT MONITOR PRAY




What's the Next STEPS? How do we translate INSPIRATION to ACTION? 

We completed the March 12, 2023 Taipei Convention of Champions . I am sure all of us were INSPIRED by what we heard and LEARNED from the COACHES, TRAINERS and SHARERS.

Our team : The TRULY RICH MAKERS had more than 1,000 registered attendees all over the World! Arnel and Jill Pablo has the highest net CEO Delegates. He was able to register more than 120 delegates followed by Malvin and Matin with 68+ !!!


Here is a compilation of some of the attendees. Andyan ka ba? Sobrang dami natin, di kaya ng isang blog. 


But I am sure you were all INSPIRED by GJ Realiza na DH sa Hong Kong. Inspiring din ang Cardiologist from SG, and many other ordinary people turned amazing IMG GJs! Of course, we also are all happy and inspired by our very own Jessie Baul who had been able to complete his run to CEO! Dating Engineer ngayon CEO na sa IMG!



Of course congratulations sa ating mga bigating Top SuperBase Ana May and Jerry Udarbe, Matin and Malvin Leano, and Nanette and Yanmar Del Rosario.


Kung kinaya nilang lahat kaya din natin. Tama? Nakakahiya naman di ba na natin magawa ang nagawa nila. Ang  tanong ay paano natin GAGAWIN? I want to offer a STRATEGY I had been using for more than 17 years. And that is DDCAMP.




DREAM BIG. Huwag tipirin ang pangarap. Mangarap tayo hindi lang para sa ating sarili o sa pamilya lang natin. Isali natin sa ating pangarap ang matulungan ang marami nating kapwa. Amg maraming ibang pamilya na pwede nating matulungan. 


DECLARE your intentions. Declare to your family, to your children if you have any, to your coach and to your team what you intend to achieve. And as we learned from NAPOLEON HILL, what we DECLARE, with great INTENTIONS, the UNIVERSE will conspire and make it happen. What our MIND Conceive will come true! 

Make sure you register your Commitments to our respective Portals to make it valid when you hit it.

Let me add another D! DESIRE. We have to attach your declaration to your BIG WHY so you can elevate your DREAMS to DESIRE. 

So how do we ACHIEVE our DREAMS? We need to transform the INSPIRATION into ACTION. We need to ACT on our DREAMS Daily!



Run the Wealth Creation System Daily. To do that we need to MASTER the WCS by attending the ON-LINE Classes which we can access in our  IMG Member's Portal. The very first activity we need to do is LIST up the names of all the people we want to educate starting with our own family. If we are married, our spouse. And if we have children 18 years and above, put them in your list and register them in the CAMPAIGN COUNTER.



Do the 30 DAY FASTSTART https://thetrulyrichmakers.blogspot.com/2020/05/30-days-fast-start.htmlYou can find on the above link the detailed procedure how to do the 30 day fast start. Ask your Coaches for the UPDATED FASTSTART FORM (File).


Build your MD Factory daily. Consistently achieve the GX 3:5 and build your Associate to be GX and GX Builders too!

Breakdown your GOALS into DAILY Activities. To achieve GX 3:5 you need to talk to at least 2 people every day. To be an SMD, on a regular run of 30:30:90 days, we need to talk to about 100 people every month or about 3-4 every day and have at least 3 Members per week. And you do this in 3 months!






Wenhad this Special SMD run is from March 13 to May 15 only. Thus, our DAILY ACTIVITIES to achieve the PROMOTION we DESIRE will be: If you are running for SMD, you and your whole team must be able to APPROACH minimum of 4 people everyday for 60 days only instead of 90 Days! 

Everyone must do their best to personally APPROACH at least 2 Family Members, Friends, Friends of friends, and Social Media Friends everyday using all available means (Messenger, FB, TikTok, Email, Dominate Tools, etc.).

We need to BUILD DEEP and WIDE. Which means that even if our direct are active or not, we need to continue to RECRUIT and RETAIN direct members. And for those INACTIVE Direct, we need to find who are active under them that we can link and build.

On a DAILY, WEEKLY, MONTHLY, YEARLY basis we need to MONITOR our RESULTS. We have to TREAT our MISSION as a REAL BUSINESS. And what should we MONITOR? 





We need to monitor our daily RESULTS. Early in the morning, we need to DECLARE/REPORT our COMMITMENT. And in the evening we need to report our RESULTS to our chat group with our mentors.



Everything we do. All the plans we have, we need to offer back to GOD. Thus, at the beginning or end of each day, we need to PRAY. Pray that we are given the strength of mind , body and spirit to be able to do our MISSION. And I highly recommend the above PRAYER of Bro Bo Sanchez!

There you have it. DDDCAMP!

Benj Santiago
Founder and Head Coach
Truly Rich Makers
Debt Destroyers

PS: This is what is also waiting for us!









Sunday, March 5, 2023

DO YOU KNOW ENOUGH ?




Do you know this?


Empleyado 6% per year Ave increase so 12 years dodoble income mo. 


Sa business you can double your income every 6 years. 


If you  started with 10K/month as employee. In 24 years your salary will be about 40k. 


Sa business, let’s assume you can earn about 7k/month in the first year. In 6 years 14k , on the 12th year 28K on the 18th year 56K and 112k in 24 years. So in business even if you start small, you can exceed those that had been an employee for 24 years. 


Same is true if you invest 10k on 6% vs  12%. And of course it also work against you if you borrow money at 12% or higher vs 6% and lower. 


And the sad thing is many don’t know this or simply accept it without so much re-thinking. 


I am glad I learned this and applied it on my own financial life. I switched (by God’s Grace) from Employee to a Business Owner and I stopped borrowing money from high interest loans and credit cards. I also shifted to investing the right way. 


I hope you read it up to this point. I encourage you take the bold step. Transition from being an Employee to an Business  Owner or be an employee and entrepreneur at the same time. Get out of bad debts. Invest correctly. 


Check this out : https://bit.ly/LinkBioFely


Benj Santiago 

Founder and Head Coach 

#TrulyRichMakers

Friday, March 3, 2023

Thursday, March 2, 2023

Do you have a REAL BUSINESS?




How do you know you really have a Real Business?


The answer to this includes the fact that you can transfer your business to your children’s children. 


You have seen the big business magnates like the Sy, Tan, Gokongwei, Ayala , Villar and many more tycoons that had multiple generations of their family run the business. 


They are the tycoons. What about us? Do we have an opportunity to be like them? 


I say yes. We have great opportunities that lies ahead of us. 


One of the best Business Opportunity to have multiple sources of income is IMG BUSINESS. 






I did it. Check this :https://imgtrulyrichmakers.blogspot.com/2020/04/my-income-journey-from-rich-to-poor-and.html


We built a Business Empire that covers 70 Countries in just 15 years!


We helped thousands of people become successful. 


We helped hundreds of people earn multi millions in this business. 


Many others I coached helped hundreds of people as well. And you can be the next one!


The best thing about IMG Business is that it is a Mission to help others. A mission to share Financial Literacy so that we can live prosperous and be able to help a lot of people


Check our website https://6020hf.imgcorp.com 


Check this too: https://bit.ly/LinkBioFely


PM me for your personal Retirement Planning Session. 


Benj Fely Santiago

Founder and Head Coach

Truly Rich Makers

Tuesday, February 28, 2023

Is there a Better Opportunity after RETIREMENT from a JOB?



“When a door of opportunity closes, God opens a new window. We just need to be awake and aware. And most importantly, we need to act and get in that window of opportunity!”- richbenj.santiago


I went through that experience and I know it perfectly. I was comfortable in my corporate career for 30 years when suddenly I was forced out of my JOB! I was forced to retire.


A door closes. But, a window of opportunity opened for me. And that’s IMG!  


Is IMG a greater opportunity than corporate world? Will I be able to generate better income? Would I be happy and secured? 


YES I did!!! 


Check this :https://imgtrulyrichmakers.blogspot.com/2020/04/my-income-journey-from-rich-to-poor-and.html


Check this out to learn more of our Financial Literacy Campaign that can enable  you to build your own business.  HTTPS://6020hf.30m2030.com/optin

 

I have built a Business Empire that covers 70 Countries in just about 16 years! 


We have coached and helped more than 1460  become successful. 


We have helped hundreds of people earn multi millions in this business.


Many others I know and I coached helped hundreds of people as well. And you can be the next one!


Check our website https://6020hf.imgcorp.com 


PM me for your personal Retirement Planning Session. Or you can eMail me at richbenj.santiago@gmail.com


Benj Santiago

Truly Rich Makers

Founder, Head Coach